Deschutes County property record for 20351 Lois Way, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,585 sqft · built 2016 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,000 (Jan 2017) |
| Tax Bill | $3,888 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jan 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181208 AD 00446 |
| Primary APN | 181208 AD 00446 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| 1st Floor Area | 1,585 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Mixed |
| Garage Area | 485 sqft |
| Account Number | 259904 |
|---|---|
| Street Address | 20351 LOIS WAY |
| City | BEND |
| State | OR |
| Zip | 97702-3533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | LOT:13 SUBD:BAILEY SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-AD |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | BAILEY |
| Legal Lot Number | 13 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2002 |
20351 Lois Way is owned and occupied by two individuals who bought it in January 2017.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20351 LOIS WAY, BEND, OR 97702-3533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOANS |
| Jan 13, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2017 · Amount on File |
| Deed Sale | Jan 13, 2017 · Amount on File |
| Deed Document Number | 2017-01546 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20351 LOIS WAY, BEND, OR 97702-3533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2022 |
| Title Company | WESTERN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20351 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000006793 |
|---|---|
| Date | Feb 16, 2022 |
| Instrument | 2022-06793 |
| Name | LAKEVIEW LOANS |
|---|---|
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Jan 13, 2017 |
| Property Address | 20351 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000001546 |
| Instrument Date | Jan 3, 2017 |
| Instrument | 1546 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 20, 2017 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $289.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20351 LOIS WAY BEND OR 977023533, BEND, OR 97702-3533 |
| Document Number | 1547, |
|---|---|
| Date | Jan 13, 2017 |
| Instrument | 1547 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2047 |
The 2025 property tax bill for 20351 Lois Way was $3,888, up 4% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,888.00 (+3.96%) | $230,120 (+3%) | $550,940 (-3.72%) Land $176,320 Building $374,620 |
| 2024 | $3,740.00 (+7.87%) | $223,420 (+3%) | $572,230 (-) Land $189,960 Building $382,270 |
| 2023 | $3,467.00 | $216,920 | $572,230 Land $189,960 Building $382,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20351 Lois Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20351 Lois Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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