Deschutes County property record for 20352 Lois Way, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,504 sqft · built 2016 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $351,682 (Feb 2017) |
| Tax Bill | $4,382 (2025) |
| Deeds & Mortgages | Aug 2018 Line of Credit Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181208 AD 00437 |
| Primary APN | 181208 AD 00437 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,504 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| 2nd Floor Area | 1,498 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Mixed |
| Garage Area | 493 sqft |
| Account Number | 259895 |
|---|---|
| Street Address | 20352 LOIS WAY |
| City | BEND |
| State | OR |
| Zip | 97702-3533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | LOT:54 SUBD:BAILEY SEC/TWN/RNG/MER:SEC 08 TWN 18 RNG 12 MAP REF:181208-AD |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | BAILEY |
| Legal Lot Number | 54 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2002 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20352 LOIS WAY, BEND, OR 97702-3533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 28, 2017 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EVERBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2017 · Amount on Record |
| Deed Sale | Feb 28, 2017 · Amount on Record |
| Deed Document Number | 2017-07862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 20352 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000035336 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2018 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 20352 LOIS WAY BEND OR 977023533, BEND, OR 97702-3533 |
| Document Number | 0000035336 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 35336 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Feb 28, 2017 |
| Property Address | 20352 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000007862 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 7862 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 9, 2017 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20352 LOIS WAY BEND OR 977023533, BEND, OR 97702-3533 |
| Document Number | 7863 |
|---|---|
| Date | Feb 28, 2017 |
| Instrument | 7863 |
| Name | EVERBANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,382.00 (+3.94%) | $259,380 (+3%) | $640,250 (-3.49%) Land $172,820 Building $467,430 |
| 2024 | $4,216.00 (+7.88%) | $251,830 (+3%) | $663,430 (-) Land $186,460 Building $476,970 |
| 2023 | $3,908.00 | $244,500 | $663,430 Land $186,460 Building $476,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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