Deschutes County property record for 20359 Lois Way, Bend, OR 97702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,811 sqft · built 2017 |
| Lot Size | 0.119 acres (5,227 sqft) |
| Owner | Trust Name on File |
| Last Sale | $395,000 (Nov 2019) |
| Tax Bill | $3,991 (2025) |
| Deeds & Mortgages | Nov 2019 Sale May 2018 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181208 AD 00448 |
| Primary APN | 181208 AD 00448 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,811 sqft Living Area |
| 1st Floor Area | 1,811 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Lot Area | 5,227 sqft (0.119 acres) |
| Garage Type | Mixed |
| Garage Area | 514 sqft |
| Account Number | 259906 |
|---|---|
| Street Address | 20359 LOIS WAY |
| City | BEND |
| State | OR |
| Zip | 97702-3533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GI |
| Legal Description | FLEETWOOD |
| Legal Range | 12E |
| Legal Township | 18S |
| Legal Section | 08 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SE |
| Legal Subdivision | BAILEY |
| Legal Lot Number | 15 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | BEND |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 2002 |
20359 Lois Way is owner-occupied and held in a trust since November 2019.
Source: Deschutes County records, as of January 12, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20359 LOIS WAY, BEND, OR 97702-3533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 14, 2019 | Warranty Deed, Transfer AMERITITLE |
| May 23, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WASHINGTON TRUST BANK |
| Oct 6, 2017 | Grant Deed, Construction Loan · Line of Credit WASHINGTON FED'L SVGS |
| Aug 1, 2017 | Loan Modification, Mortgage · Line of Credit WASHINGTON FED'L SVGS |
| May 31, 2017 | Warranty Deed, Construction Loan · Construction Mortgage WASHINGTON FEDERAL NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2019 · Amount on File |
| Deed Sale | Nov 14, 2019 · Amount on File |
| Prior Sale | May 23, 2018 · Amount on File |
| Deed Document Number | 2019-44215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Nov 14, 2019 |
| Property Address | 20359 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000044215 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 44215 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $395.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 21989 NE LACHENVIEW LN FAIRVIEW OR 970248775, FAIRVIEW, OR 97024-8775 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 23, 2018 |
| Property Address | 20359 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000020743 |
| Map Reference | CAB H PG533 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018-20743 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 12, 2021 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 20359 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000020744 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018-20744 |
| Name | WASHINGTON TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 2, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Oct 6, 2017 |
| Property Address | 20359 LOIS WAY, BEND, OR 97702-3533 |
| Instrument Date | Oct 1, 2017 |
| Instrument | 40156 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2017 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731 |
| Investor | Possibly a Property Investor |
| Document Number | 0000040156 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 40156 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 572 SW BLUFF DR # 110, BEND, OR 97702-3607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 5, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | Aug 1, 2017 |
| Property Address | 20359 LOIS WAY, BEND, OR 97702-3533 |
| Instrument Date | Jul 15, 2017 |
| Instrument | 30402 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2464 SW GLACIER PL #110 REDMOND OR 977567731, 110, REDMOND, OR 97756-7731 |
| Document Number | 0000030402 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 30402 |
| Name | WASHINGTON FED'L SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | 572 SW BLUFF DR # 110, BEND, OR 97702-3607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 31, 2018 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Recording Date | May 31, 2017 |
| Property Address | 20359 LOIS WAY, BEND, OR 97702-3533 |
| Document Number | 0000020678 |
| Map Reference | CAB H PG533 |
| Instrument Date | May 23, 2017 |
| Instrument | 2017-20678 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 12, 2021 |
| Title Company | AMERITITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2464 SW GLACIER PL STE 110, 110, REDMOND, OR 97756-7731 |
| Investor | Possibly a Property Investor |
| Document Number | 0000020679 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 2017-20679 |
| Name | WASHINGTON FEDERAL NA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 3 Months |
| Due | Aug 1, 2017 |
The 2025 property tax bill for 20359 Lois Way was $3,991, up 3.9% from the year before.
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Municipality | Bend City |
| Unified School District | Bend-La Pine Administrative School District 1 (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,991.00 (+3.93%) | $236,260 (+3%) | $604,870 (-3.57%) Land $176,320 Building $428,550 |
| 2024 | $3,840.00 (+7.87%) | $229,380 (+3%) | $627,260 (-) Land $189,960 Building $437,300 |
| 2023 | $3,560.00 | $222,700 | $627,260 Land $189,960 Building $437,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20359 Lois Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20359 Lois Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.3% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber · Cable | 1,000 / 1,000 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Webformix Fixed Wireless | 200 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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