2033 Beach St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2033 Beach St, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 3 ba · 1,445 sqft · built 2014
Lot Size	0.064 acres (2,827 sqft)
Owner	Individual Name on File
Last Sale	$373,000 (Apr 2015)
Tax Bill	$3,246 (2025)
Deeds & Mortgages	Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`062-089-041`

Property Details

APN / Parcel Number

Primary APN	`062-089-041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Building Area	1,445 sqft Living Area

Exterior

Year Built	Built 2014
Construction Type	Wood
Lot Area	2,827 sqft (0.064 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2033 BEACH ST
City	OCEANO
State	CA
Zip	93445-9023
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TR 2982 LT 3
Legal Subdivision	TRACT 2982
Legal Tract	2982
Legal Lot Number	3
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2059
Census Tract	12201

Owner

Source: San Luis Obispo County records · APN 062-089-041

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	2033 BEACH ST, OCEANO, CA 93445-9023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 03, 2015 · Amount on Record
Deed Sale	Apr 03, 2015 · Amount on Record
Deed Document Number	2015015252
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2033 BEACH ST, OCEANO, CA 93445-9023
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042740
Date	Aug 14, 2020
Instrument	2020042740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,246.00 (+2.14%)	$448,280 (+4.04%) Land $174,263 Building $274,017
2023	$3,178.00 (-1.27%)	$430,876 Land $167,498 Building $263,378
2022	$3,219.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Nearby Flood Policies	89 units insured 56 under condo master policies
Nearby Flood Claims	2 (2010)
Most Recent Claim	Dec 2010, rainfall accumulation, Severe Winter Storms, Flooding, And Debris And Mud Flows
Claims By Storm	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 487 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Radiate Holdings, Ranch WiFi, T-Mobile USA, Peak WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.