San Luis Obispo County property record for 1997 Beach St, Oceano, CA 93445 · Last verified October 2025
| Property Type | Planned Unit Development |
|---|---|
| Details | 2 bd · 2 ba · 968 sqft · built 2007 |
| Lot Size | 0.022 acres (1,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,000 (Sep 2016) |
| Tax Bill | $4,025 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-089-033 |
| Primary APN | 062-089-033 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Building Area | 968 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Construction Type | Wood |
| Lot Area | 1,000 sqft (0.022 acres) |
| Street Address | 1997 BEACH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9073 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | TR 2538 LT 4 |
| Legal Subdivision | MAP 2538 |
| Legal Tract | 2538 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 12201 |
Source: San Luis Obispo County records · APN 062-089-033
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1997 BEACH ST, OCEANO, CA 93445-9073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 09, 2016 · Amount on Record |
| Deed Sale | Sep 09, 2016 · Amount on Record |
| Prior Sale | Jul 16, 2008 |
| Deed Document Number | 2016044812 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1997 BEACH ST, OCEANO, CA 93445-9073 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1997 BEACH ST, OCEANO, CA 93445-9073 |
| Document Number | 0000033532 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022033532 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1997 BEACH ST, OCEANO, CA 93445-9073 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|---|
| Address | 1997 BEACH ST, OCEANO, CA 93445-9073 |
| Document Number | 0000026991 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021026991 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Dec 01, 2050 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,025.00 (+4.71%) | $345,848 (+4.04%) Land $174,085 Building $171,763 |
| 2023 | $3,844.00 (+1.42%) | $332,421 Land $167,326 Building $165,095 |
| 2022 | $3,790.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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