San Luis Obispo County property record for 2039 Beach St, Oceano, CA 93445
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 1,400 sqft · built 2014 |
| Lot Size | 0.062 acres (2,727 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,000 (Jul 2014) |
| Tax Bill | $2,259 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 062-089-039 |
| Primary APN | 062-089-039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,400 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,727 sqft (0.062 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 2039 BEACH ST |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9023 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | RMF |
| Legal Description | TR 2982 LT 1 |
| Legal Subdivision | TRACT 2982 |
| Legal Tract | 2982 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2039 BEACH ST, OCEANO, CA 93445-9023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2023 | Deed of Trust, Mortgage · Line of Credit SYNERGY ONE LENDING |
| Dec 9, 2020 | Deed of Trust, Mortgage · VA Mortgage SYNERGY ONE LENDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2014 · Amount on Record |
| Deed Sale | Jul 3, 2014 · Amount on Record |
| Prior Sale | Jul 3, 2014 · Amount on Record |
| Deed Document Number | 0000026472 |
| Last Transfer Date | Oct 13, 2016 |
| Transfer Doc | 0000053129 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2039 BEACH ST, OCEANO, CA 93445-9023 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | MEMBERS TITLE COMPANY/CA INC, MEMBERS TITLE COMPANY INC |
| Name | Verified Name |
|---|---|
| Address | 2039 BEACH ST, OCEANO, CA 93445-9023 |
| Document Number | 0000036986 |
|---|---|
| Date | Dec 13, 2023 |
| Instrument | 2023036986 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2039 BEACH ST, OCEANO, CA 93445-9023 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2039 BEACH ST, OCEANO, CA 93445-9023 |
| Document Number | 0000072487 |
|---|---|
| Date | Dec 9, 2020 |
| Instrument | 2020072487 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: San Luis Obispo County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $2,259.00 (-0.53%) | $443,472 (+4.04%) Land $197,098 Building $246,374 |
| 2023 | $2,271.00 (-7.27%) | $426,254 Land $189,446 Building $236,808 |
| 2022 | $2,449.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Ranch Wifi, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures