186 School St, Putnam, CT 06260 Property Records

Putnam Town property record for 186 School St, Putnam, CT 06260

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,732 sqft · built 1900
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$51,900 (Sep 2000)
Tax Bill$4,249 (2025)
Deeds & MortgagesJan 2022 Refinance
Flood ZoneZone X (minimal risk)
APNM:012 B:057 L:00

Property Details

APN / Parcel Number

Primary APNM:012 B:057 L:00
Alternative APNs
  • PUTN M:011 L:186 U:000
  • 110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,732 sqft Living Area
Gross Area3,036 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialOther
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,534 sqft (0.15 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number110
Street Address186 SCHOOL ST
CityPUTNAM
StateCT
Zip06260-1614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC
Legal Lot Number186
JurisdictionPUTNAM CT
Township / Civil DivisionPUTNAM
Census Block Group1
Census Block1043
Census Tract903102

Owner

Source: Putnam Town records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address186 SCHOOL ST, PUTNAM, CT 06260-1614
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2000 · Amount on Record
Deed SaleSep 29, 2000 · Amount on Record
Prior SaleJun 30, 1988 · Amount on Record
Deed Book / Page364 / 58
Transfer Doc0364000058
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM CT
Property Address186 SCHOOL ST, PUTNAM, CT 06260-1614
Transaction TypeMortgage
Record UpdatedJan 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000847-888
DateJan 4, 2022
Book Page847/888
Instrument16
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

Tax Assessment & Valuation

Source: Putnam Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionPutnam Town
Unified School DistrictPutnam School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,249.00$167,600 (+68.1%) Land $22,800 Building $144,800$117,320 Land $15,960 Building $101,360
2024$4,249.00 (+34.08%)
2023$3,169.00 (+3.56%)$99,700 (-) Land $18,300 Building $81,400
2022$3,060.00$99,700 Land $18,300 Building $81,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPUTNAM WATER POLLUTION CONTROL AUTHORITY
serves 7,300 people · EPA ID CT1160011
Water SourceSurface water
Last State InspectionOct 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting20
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber · Cable in parts of the area
2,000 / 2,000
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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