203 Main St, Keystone, IA 52249 Property Records

Benton County property record for 203 Main St, Keystone, IA 52249

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 1,954 sqft · built 1910
Lot Size0.163 acres (7,100 sqft)
OwnerIndividual Name on File
Last Sale$45,351 (Jun 2022)
Tax Bill$1,708 (2026)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jun 2022 Foreclosure
+ 2 more
Flood ZoneZone X (minimal risk)
APN09016000

Property Details

APN / Parcel Number

Primary APN09016000

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths3 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,954 sqft Living Area
1st Floor Area728 sqft
Basement Area1,118 sqft
Unfinished Basement728 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area7,100 sqft (0.163 acres)
Lot Dimensions142 ft deep x 50 ft wide
Garage TypeAttached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area156 sqft
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address203 MAIN ST
CityKEYSTONE
StateIA
Zip52249-9524
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHAMANNS ADD LOT 5 BLK 2
Legal SubdivisionHAMMANS
Legal Block2
Legal Lot Number5
JurisdictionBENTON IA
Township / Civil DivisionKANE
Census Block Group3
Census Block3052
Census Tract960600

Owner

203 Main St is owned and occupied by an individual who bought it in June 2022.

Source: Benton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address203 MAIN ST, KEYSTONE, IA 52249-9524
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2023Warranty Deed, Transfer · Conventional Mortgage
OPEN MORTGAGE LLC
Jun 1, 2022Sheriff's Deed, Foreclosure
Aug 25, 2017Warranty Deed, Transfer · Conventional Mortgage
MID-AMERICAN MORTGAGE INC
Jun 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2022 · Amount on File
Deed SaleJun 1, 2022 · Amount on File
Deed Document Number20222521
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON IA
Recording DateMay 15, 2023
Property Address203 MAIN ST, KEYSTONE, IA 52249-9524
Document Number0000231553
Instrument DateMay 12, 2023
Instrument23-1553
Transaction TypeTransfer
Record UpdatedSep 30, 2025
Title CompanySECURITY FIRST TITLE CO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$252.00
Amount AccuracyRounded by County
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 MAIN ST, KEYSTONE, IA 52249-9524

Mortgage

Document Number0000231554
DateMay 15, 2023
Instrument23-1554
Lender
NameOPEN MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

June 2022: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionBENTON IA
Recording DateJun 1, 2022
Property Address203 MAIN ST, KEYSTONE, IA 52249-9524
Document Number0000222521
Instrument DateJun 1, 2022
Instrument22-2521
Transaction TypeForeclosure
Record UpdatedAug 10, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address68778 TOWER TERRACE RD, CEDAR RAPIDS, IA 52411

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON IA
Recording DateAug 25, 2017
Property Address203 MAIN ST, KEYSTONE, IA 52249-9524
Document Number00E17/1458
Book / PageE17 / 1458
Instrument DateAug 22, 2017
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount from Assessment
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 MAIN ST, KEYSTONE, IA 52249-9524

Mortgage

Document Number00E17/1459
DateAug 25, 2017
Book PageE17/1459
Lender
NameMID-AMERICAN MORTGAGE INC
TypeMortgage Company
AddressADDISON, TX 75001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2047

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON IA
Recording DateJun 29, 2017
Property Address203 MAIN ST, KEYSTONE, IA 52249-9524
Document Number00017/1458
Book / Page17 / 1458
Instrument DateJun 27, 2017
Transaction TypeTransfer
Record UpdatedJul 8, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2251 58TH ST, VINTON, IA 52349-9402

Tax Assessment & Valuation

The 2026 property tax bill for 203 Main St was $1,708.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
MunicipalityKeystone City
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,708.00$149,000 (-) Land $14,300 Building $134,700$149,000 (-) Land $14,300 Building $134,700
2025$149,000 Land $14,300 Building $134,700$149,000 Land $14,300 Building $134,700
2024$1,750.00
2023$124,000 (+33.19%) Land $14,000 Building $110,000$124,000 Land $14,000 Building $110,000
2022$1,250.00$93,100 Land $11,200 Building $81,900
2021$93,100 Land $11,200 Building $81,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 203 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 203 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE WATER SUPPLY
serves 599 people · EPA ID IA0640030
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Nitrite
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Keystone Communications
Fiber
250 / 250
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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