Benton County property record for 204 Main St, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,716 sqft · built 1897 |
| Lot Size | 0.286 acres (12,450 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,148 (2026) |
| Deeds & Mortgages | Jun 2023 Mortgage Dec 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09001650 |
| Primary APN | 09001650 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Basement Area | 420 sqft |
| Unfinished Basement | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,450 sqft (0.286 acres) |
| Lot Dimensions | 166 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 72 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 204 MAIN ST |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HAMANNS ADD LOT 4 & N 1/2 LOT 5 BLK 1 |
| Legal Subdivision | HAMMANS |
| Legal Block | 1 |
| Legal Lot Number | 4,5 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3051 |
| Census Tract | 960600 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 12, KEYSTONE, IA 52249-0012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 21, 2023 | Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE |
| Dec 6, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Mar 9, 2018 | Deed of Trust, Mortgage FARMERS STATE BANK |
| Mar 9, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 |
| Deed Sale | Jun 21, 2023 |
| Prior Sale | Mar 9, 2018 · Amount on Record |
| Deed Document Number | 20232138 |
| Prior Transfer Date | May 31, 2023 |
| Prior Transfer Doc | 0000002138 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Jun 21, 2023 |
| Property Address | 204 MAIN ST, KEYSTONE, IA 52249-9524 |
| Document Number | 0000232138 |
| Instrument Date | May 31, 2023 |
| Instrument | 23-2138 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 204 MAIN ST, KEYSTONE, IA 52249-9524 |
| Document Number | 0000232139 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 23-2139 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 204 MAIN ST, KEYSTONE, IA 52249-9524 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00E17/2127 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | E17/2127 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 204 MAIN ST, KEYSTONE, IA 52249-9524 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000018/0000000402 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 0000000018/0000000402 |
| Instrument | E18-0402 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Mar 9, 2018 |
| Property Address | 204 MAIN ST, KEYSTONE, IA 52249-9524 |
| Document Number | 18/401 |
| Book / Page | 18 / 401 |
| Instrument Date | Feb 28, 2018 |
| Instrument | E18-0401 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 204 MAIN ST, KEYSTONE, IA 52249-9524 |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,148.00 (-2.88%) | $111,000 (-) Land $22,500 Building $88,500 | $111,000 (-) Land $22,500 Building $88,500 |
| 2025 | $111,000 (+1.93%) Land $22,500 Building $88,500 | $111,000 (+1.93%) Land $22,500 Building $88,500 | |
| 2024 | $1,182.00 (+19.88%) | ||
| 2023 | $108,900 (+32.32%) Land $22,100 Building $86,800 | $108,900 (+32.32%) Land $22,100 Building $86,800 | |
| 2022 | $986.00 Homeowner's exemption | $82,300 Land $17,700 Building $64,600 | |
| 2021 | $82,300 Land $17,700 Building $64,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures