111 Main St, Keystone, IA 52249 Property Records

Benton County property record for 111 Main St, Keystone, IA 52249

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,232 sqft · built 1978
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Last Sale	$147,000 (Sep 2021)
Tax Bill	$1,596 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09005200`

Property Details

APN / Parcel Number

Primary APN	`09005200`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	111 MAIN ST
City	KEYSTONE
State	IA
Zip	52249-7703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KEYSTONE LOTS 5 & 6 BLK 3
Legal Subdivision	KEYSTONE
Legal Block	3
Legal Lot Number	5,6
Jurisdiction	BENTON IA
Township / Civil Division	KANE
Census Block Group	3
Census Block	3068
Census Tract	960600

Owner

111 Main St is owned and occupied by an individual who bought it in September 2021.

Source: Benton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	111 MAIN ST, KEYSTONE, IA 52249-7703
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Oct 7, 2013
Deed Document Number	20214954
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON IA
Recording Date	Sep 24, 2021
Property Address	111 MAIN ST, KEYSTONE, IA 52249-7703
Document Number	0000214954
Instrument Date	Sep 20, 2021
Instrument	21-4954
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 MAIN ST, KEYSTONE, IA 52249-7703

Mortgage

Document Number	0000214955
Date	Sep 24, 2021
Instrument	21-4955

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 5, 2031
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	5.38%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 111 Main St was $1,596.

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Keystone City
Unified School District	Benton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,596.00	$139,300 (-) Land $12,800 Building $126,500	$139,300 (-) Land $12,800 Building $126,500
2025		$139,300 Land $12,800 Building $126,500	$139,300 Land $12,800 Building $126,500
2024	$1,652.00
2023		$137,900 (+33.49%) Land $12,800 Building $125,100	$137,900 Land $12,800 Building $125,100
2022	$1,386.00 Homeowner's exemption	$103,300 Land $10,200 Building $93,100
2021			$103,300 Land $10,200 Building $93,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 111 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 111 Main St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Keystone Communications Fiber	250 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20