113 Main St, Keystone, IA 52249 Property Records

Benton County property record for 113 Main St, Keystone, IA 52249

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,365 sqft · built 1950
Lot Size0.244 acres (10,650 sqft)
OwnerIndividual Name on Record
Last Sale$104,000 (Apr 2024)
Tax Bill$1,130 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN09015050

Property Details

APN / Parcel Number

Primary APN09015050

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area920 sqft
AtticAttic
Attic Area414 sqft
Basement Area951 sqft
Unfinished Basement920 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,650 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area14 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address113 MAIN ST
CityKEYSTONE
StateIA
Zip52249-7703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEYSTONE LOTS 2, 3 & 4 BLK 3
Legal SubdivisionKEYSTONE
Legal Block3
Legal Lot Number2-4
JurisdictionBENTON IA
Township / Civil DivisionKANE
Census Block Group3
Census Block3068
Census Tract960600

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address113 MAIN ST, KEYSTONE, IA 52249-7703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2023Deed of Trust, Mortgage · Line of Credit
CEDAR VALLEY BANK & TRUST
Apr 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
CEDAR VALLEY BANK & TRUST

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2024 · Amount on Record
Deed SaleApr 9, 2024 · Amount on Record
Prior SaleSep 20, 2022 · Amount on Record
Deed Document Number20241067
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address113 MAIN ST, KEYSTONE, IA 52249-7703
Transaction TypeMortgage
Record UpdatedJul 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000231642
DateMay 19, 2023
Instrument23-1642
Lender
NameCEDAR VALLEY BANK & TRUST
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueJul 6, 2023

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON IA
Property Address113 MAIN ST, KEYSTONE, IA 52249-7703
Transaction TypeMortgage
Record UpdatedOct 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00017/0848
DateApr 10, 2017
Book Page17/0848
Lender
NameCEDAR VALLEY BANK & TRUST
TypeBank
AddressVINTON, IA 52349
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueApr 7, 2022

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBenton County
MunicipalityKeystone City
Unified School DistrictBenton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,130.00 (-6.46%)$109,400 (-) Land $19,100 Building $90,300$109,400 (-) Land $19,100 Building $90,300
2025$109,400 (-1.44%) Land $19,100 Building $90,300$109,400 (-1.44%) Land $19,100 Building $90,300
2024$1,208.00 (+3.07%)
2023$111,000 (+27%) Land $19,100 Building $91,900$111,000 (+27%) Land $19,100 Building $91,900
2022$1,172.00$87,400 Land $15,300 Building $72,100
2021$87,400 Land $15,300 Building $72,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEYSTONE WATER SUPPLY
serves 599 people · EPA ID IA0640030
Water SourceGroundwater
Last State InspectionMar 2026
Lead6 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2021
Nitrite
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Keystone Communications
Fiber
250 / 250
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number