Schenectady County and Schenectady City property record for 203 Edward St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,219 sqft · built 1927 |
| Lot Size | 0.151 acres (6,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,500 (May 2018) |
| Tax Bill | $4,942 (2026) |
| Deeds & Mortgages | May 2018 Sale & Mortgage May 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-1-5 |
| Primary APN | 421500 49.76-1-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,219 sqft Living Area |
| 1st Floor Area | 903 sqft |
| Upper Floors Area | 316 sqft |
| Attic | Attic |
| Attic Area | 316 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,600 sqft (0.151 acres) |
| Lot Dimensions | 150 ft deep x 44 ft wide |
| Porch | Porch |
| Porch Area | 147 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 203 EDWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND PT OF 57 58 1 STUCCO |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 EDWARD ST, SCHENECTADY, NY 12304-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2018 | Deed with Mortgage, Transfer · Conventional Mortgage CITY OF SCHENECTADY |
| May 14, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on Record |
| Deed Sale | May 14, 2018 · Amount on Record |
| Prior Sale | Jan 7, 2013 · Amount on Record |
| Deed Document Number | 201820590 |
| Deed Book / Page | 1987 / 182 |
| Prior Transfer Date | Apr 27, 2004 |
| Prior Transfer Doc | 0016760889 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2018 |
| Property Address | 203 EDWARD ST, SCHENECTADY, NY 12304-2903 |
| Book / Page | 001987 / 000182 |
| Instrument Date | May 10, 2018 |
| Instrument | 20593 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $233.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 203 EDWARD ST SCHENECTADY NY 123042903, SCHENECTADY, NY 12304-2903 |
| Document Number | 0000020593 |
|---|---|
| Date | May 14, 2018 |
| Book Page | 004836/000948 |
| Instrument | 20593 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 20591, |
|---|---|
| Date | May 14, 2018 |
| Book Page | 004836/000931 |
| Instrument | 20591 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LATHAM, NY 12110 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 13, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 14, 2018 |
| Property Address | 203 EDWARD ST, SCHENECTADY, NY 12304-2903 |
| Document Number | 0000020590 |
| Book / Page | 001987 / 000182 |
| Instrument Date | May 10, 2018 |
| Instrument | 20590 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $234.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 203 ESWARD ST SCHENECTADY NY 12304, SCHENECTADY, NY 12304 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,942.00 (+2.32%) | ||
| 2025 | $4,830.00 (+30.12%) | $94,700 (+30.08%) Land $13,400 Building $81,300 | $156,814 (+70.17%) Land $22,189 Building $134,625 |
| 2023 | $72,800 (-) Land $13,400 Building $59,400 | $92,152 (+3.8%) Land $16,962 Building $75,190 | |
| 2022 | $72,800 Land $13,400 Building $59,400 | $88,780 Land $16,341 Building $72,439 | |
| 2021 | $3,712.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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