Schenectady County and Schenectady City property record for 200 Edward St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,197 sqft · built 1945 |
| Lot Size | 0.068 acres (3,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $50,000 (Jun 2021) |
| Tax Bill | $2,977 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jun 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.75-3-23 |
| Primary APN | 421500 49.75-3-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,197 sqft Living Area |
| 1st Floor Area | 637 sqft |
| 2nd Floor Area | 560 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,000 sqft (0.068 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 168 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 200 EDWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2904 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 56 REAR OF 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 200 EDWARD ST, SCHENECTADY, NY 12304-2904 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 20, 2022 | Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS FCU |
| Jun 7, 2021 | Quit Claim Deed, Transfer CITY OF SCHENECTADY |
| Oct 25, 2019 | Correction Deed NOT AVAILABLE |
| Sep 20, 2019 | Correction Deed NOT AVAILABLE |
| Sep 6, 2019 | Tax Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Prior Sale | Dec 29, 2015 · Amount on Record |
| Deed Document Number | 202126584 |
| Deed Book / Page | 2060 / 325 |
| Prior Transfer Date | Jun 1, 2021 |
| Prior Transfer Doc | 0000026584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 200 EDWARD ST, SCHENECTADY, NY 12304-2904 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 200 EDWARD ST, SCHENECTADY, NY 12304-2904 |
| Document Number | 0000038098 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | 5242/439 |
| Instrument | 202238098 |
| Name | CAPITAL COMMUNICATIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 13, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 7, 2021 |
| Property Address | 200 EDWARD ST, SCHENECTADY, NY 12304-2904 |
| Document Number | 0000026584 |
| Book / Page | 2060 / 325 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 202126584 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 915 VERMONT AVE # 2, 2, SCHENECTADY, NY 12303-1425 |
| Document Number | 0000026585 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 202126585 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 25, 2019 |
| Property Address | 200 EDWARD ST, SCHENECTADY, NY 12304-2904 |
| Document Number | 0000048700 |
| Book / Page | 002022 / 000790 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 48700 |
| Record Updated | Nov 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 20, 2019 |
| Property Address | 200 EDWARD ST, SCHENECTADY, NY 12304-2904 |
| Document Number | 0000042254 |
| Book / Page | 002020 / 000487 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 42254 |
| Record Updated | Oct 11, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Tax Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 6, 2019 |
| Property Address | 200 EDWARD ST, SCHENECTADY, NY 12304-2904 |
| Document Number | 0000039878 |
| Book / Page | 002019 / 000268 |
| Instrument Date | Aug 27, 2019 |
| Instrument | 39878 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,977.00 (+3.4%) | ||
| 2025 | $2,879.00 (+332.28%) | $48,200 (-) Land $7,200 Building $41,000 | $79,815 (+30.82%) Land $11,923 Building $67,892 |
| 2023 | $48,200 (-) Land $7,200 Building $41,000 | $61,013 (+3.8%) Land $9,114 Building $51,899 | |
| 2022 | $48,200 Land $7,200 Building $41,000 | $58,780 Land $8,780 Building $50,000 | |
| 2021 | $666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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