Schenectady County and Schenectady City property record for 124 Edward St, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,472 sqft · built 1925 |
| Lot Size | 0.077 acres (3,360 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,240 (Apr 2012) |
| Tax Bill | $3,559 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.76-2-37 |
| Primary APN | 421500 49.76-2-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,472 sqft Living Area |
| 1st Floor Area | 800 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 3,360 sqft (0.077 acres) |
| Lot Dimensions | 105 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 160 sqft |
| Porch | Slab |
| Porch Area | 132 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 124 EDWARD ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 86 87 PTS OF EACH 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 37.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 124 EDWARD ST, SCHENECTADY, NY 12304-2902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2025 | Intrafamily Transfer, Transfer |
| Apr 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2012 · Amount on Record |
| Deed Sale | Apr 4, 2012 · Amount on Record |
| Deed Document Number | 201213695 |
| Deed Book / Page | 1853 / 457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 12, 2025 |
| Property Address | 124 EDWARD ST, SCHENECTADY, NY 12304-2902 |
| Document Number | 0000026704 |
| Instrument Date | Sep 8, 2025 |
| Instrument | 202526704 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 607 ALTAMONT AVE, SCHENECTADY, NY 12303-1303 |
| Name | Verified Name |
|---|---|
| Address | 607 ALTAMONT AVE, SCHENECTADY, NY 12303-1303 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 124 EDWARD ST, SCHENECTADY, NY 12304-2902 |
| Document Number | 0000018198 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2019 |
| Title Company | AMROCK INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 124 EDWARD ST SCHENECTADY NY 123042902, SCHENECTADY, NY 12304-2902 |
| Document Number | 0000018198 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 004908/000001 |
| Instrument | 18198 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 28, 2049 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,559.00 (+3.13%) Homeowner's exemption | ||
| 2025 | $3,451.00 (+13.15%) | $72,500 (-) Land $10,900 Building $61,600 | $120,053 (+13.35%) Land $18,049 Building $102,004 |
| 2024 | $72,500 (-) Land $10,900 Building $61,600 | $105,917 (+15.41%) Land $15,924 Building $89,993 | |
| 2023 | $72,500 (-) Land $10,900 Building $61,600 | $91,772 (+3.8%) Land $13,797 Building $77,975 | |
| 2022 | $72,500 Land $10,900 Building $61,600 | $88,415 Land $13,293 Building $75,122 | |
| 2021 | $3,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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