121 Edward St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 121 Edward St, Schenectady, NY 12304

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,292 sqft · built 1909
Lot Size	0.072 acres (3,168 sqft)
Owner	Individual Name on File
Last Sale	$63,500 (Sep 2017)
Tax Bill	$3,740 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.76-3-2`

Property Details

APN / Parcel Number

Primary APN	`421500 49.76-3-2`
Alternative APN	`150004907600030020000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,292 sqft Living Area
1st Floor Area	616 sqft
2nd Floor Area	676 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	3,168 sqft (0.072 acres)
Lot Dimensions	96 ft deep x 33 ft wide
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	121 EDWARD ST
City	SCHENECTADY
State	NY
Zip	12304-2901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	89 9O REAR OF 2 WOOD
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	21700

Owner

121 Edward St is owned and occupied by an individual who bought it in September 2017.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	121 EDWARD ST, SCHENECTADY, NY 12304-2901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Prior Sale	Sep 28, 2016 · Amount on File
Deed Document Number	201741938
Deed Book / Page	1971 / 379
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 15, 2017
Property Address	121 EDWARD ST, SCHENECTADY, NY 12304-2901
Document Number	0000041938
Book / Page	1971 / 379
Instrument Date	Sep 13, 2017
Instrument	201741938
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2189 HOFFMAN LN, 2189, SCHENECTADY, NY 12306-7017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 MADISON AVE, ALBANY, NY 12210-1711

Mortgage

Document Number	0000041940
Date	Sep 15, 2017
Instrument	201741940

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 121 Edward St was $3,740, up 2.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,740.00 (+2.83%)
2025	$3,637.00	$66,700 Land $7,400 Building $59,300	$110,449 Land $12,254 Building $98,195
2023		$66,700 (-) Land $7,400 Building $59,300	$84,430 (+3.8%) Land $9,367 Building $75,063
2022		$66,700 Land $7,400 Building $59,300	$81,341 Land $9,024 Building $72,317
2021	$3,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 121 Edward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 121 Edward St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20