Cass County property record for 203 E Telegraph St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,122 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (May 2023) |
| Tax Bill | $2,064 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-570-00 |
| Primary APN | 14-160-300-570-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,122 sqft Building Perimeter |
| 1st Floor Area | 858 sqft |
| Basement Area | 822 sqft |
| Unfinished Basement | 822 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 440 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 203 E TELEGRAPH ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1848 E 1/2 OF LOTS 88 & 89 MCOMBER'S 2ND ADD CITY OF DOWAGIAC. |
| Legal Subdivision | MCOMBERS 2ND ADD |
| Legal Lot Number | 88,89 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 2000 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 203 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage CIRCLE FCU |
| Feb 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Nov 30, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2023 · Amount on Record |
| Deed Sale | May 5, 2023 · Amount on Record |
| Prior Sale | Feb 19, 2021 · Amount on Record |
| Deed Document Number | 2023202975 |
| Deed Book / Page | 1232 / 274 |
| Prior Transfer Date | Nov 29, 2018 |
| Prior Transfer Doc | 01148/0772 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | May 5, 2023 |
| Property Address | 203 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366 |
| Document Number | 001232/274 |
| Book / Page | 1232 / 274 |
| Instrument Date | May 4, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4309 LAKE ST, BRIDGMAN, MI 49106-9108 |
| Name | Verified Name |
|---|---|
| Address | 203 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366 |
| Document Number | 0012320276 |
|---|---|
| Date | May 5, 2023 |
| Instrument | 1232-0276 |
| Name | CIRCLE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Feb 19, 2021 |
| Property Address | 203 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366 |
| Document Number | 01190/1054 |
| Book / Page | 1190 / 1054 |
| Instrument Date | Feb 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Title Company | TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $688.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 65684 MULLEN RD, EDWARDSBURG, MI 49112-9620 |
| Name | Verified Name |
|---|---|
| Address | 4309 LAKE ST, BRIDGMAN, MI 49106-9108 |
| Investor | Possibly a Property Investor |
| Document Number | 0001190857 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 1190/857 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Nov 30, 2018 |
| Property Address | 203 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366 |
| Document Number | 01148/0772 |
| Book / Page | 1148 / 0772 |
| Instrument Date | Nov 29, 2018 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 N BROADWAY ST, CASSOPOLIS, MI 49031-1370 |
| Name | Verified Name |
|---|---|
| Address | 65684 MULLEN RD, EDWARDSBURG, MI 49112-9620 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,800 (+13.69%) Land $59,800 | $119,600 (+13.69%) Land $119,600 | |
| 2025 | $2,064.00 (+25.78%) Homeowner's exemption | $52,600 (+20.37%) Land $52,600 | $105,200 (+20.37%) Land $105,200 |
| 2023 | $43,700 | $87,400 | |
| 2022 | $1,641.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures