107 E Telegraph St, Dowagiac, MI 49047 Property Records

Cass County property record for 107 E Telegraph St, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,444 sqft · built 1900
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Tax Bill$981 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN14-160-200-772-00

Property Details

APN / Parcel Number

Primary APN14-160-200-772-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,444 sqft Building Perimeter
1st Floor Area964 sqft
Basement Area964 sqft
Unfinished Basement964 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address107 E TELEGRAPH ST
CityDOWAGIAC
StateMI
Zip49047-1364
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. DW 1846-7 W 53 FT OF LOTS 86 & 87 MCOMBER'S 2ND ADD CITY OF DOWAGIAC. ALSO THE S OF VACATED ALLEY BEING ADJACENT AND
Legal SubdivisionMCOMBERS 2ND ADD
Legal Lot Number86,87
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group4
Census Block4030
Census Tract2000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address107 E TELEGRAPH ST, DOWAGIAC, MI 49047-1364
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MI
Property Address107 E TELEGRAPH ST, DOWAGIAC, MI 49047-1364
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1185/859
DateNov 30, 2020
Book Page1185/859
Lender
NameHONOR CU
TypeCredit Union
AddressBERRIEN SPRINGS, MI 49103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$70,800 (+13.28%) Land $70,800$141,600 (+13.28%) Land $141,600
2025$981.00 (+13.15%) Homeowner's exemption$62,500 (+20.66%) Land $62,500$125,000 (+20.66%) Land $125,000
2023$51,800$103,600
2022$867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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