207 E Telegraph St, Dowagiac, MI 49047 Property Records

Cass County property record for 207 E Telegraph St, Dowagiac, MI 49047

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,464 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on Record
Last Sale$90,000 (Jun 2021)
Tax Bill$1,966 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-160-300-597-00

Property Details

APN / Parcel Number

Primary APN14-160-300-597-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,464 sqft Building Perimeter
1st Floor Area1,080 sqft
Basement Area384 sqft
Unfinished Basement384 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area8,712 sqft (0.2 acres)
Garage Area384 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address207 E TELEGRAPH ST
CityDOWAGIAC
StateMI
Zip49047-1366
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description. DW 1873 W 1/2 OF LOTS 106 & 107 MCOMBER'S 2ND ADD CITY OF DOWAGIAC.
Legal SubdivisionMCOMBERS 2ND ADD
Legal Lot Number106,107
JurisdictionCASS MI
Township / Civil DivisionDOWAGIAC
Census Block Group4
Census Block4026
Census Tract2000

Owner

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address207 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2023Deed of Trust, Mortgage · Conventional Mortgage
1ST SOURCE BANK
Jun 23, 2021Warranty Deed, Transfer · Conventional Mortgage
1ST SOURCE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Deed Book / Page1198 / 1741
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MI
Property Address207 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366
Transaction TypeMortgage
Record UpdatedOct 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366

Mortgage

Document Number01237/1043
DateSep 18, 2023
Book Page1237/1043
Lender
Name1ST SOURCE BANK
TypeBank
AddressSOUTH BEND, IN 46601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateJun 23, 2021
Property Address207 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366
Document Number01198/1741
Book / Page1198 / 1741
Map ReferenceLB V PG 15
Instrument DateJun 17, 2021
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$774.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9140 3RD ST, 9140, BERRIEN SPRINGS, MI 49103-1677

Transferred To (Grantee/Buyer)

NameVerified Name
Address207 E TELEGRAPH ST, DOWAGIAC, MI 49047-1366

Mortgage

Document Number0011981742
DateJun 23, 2021
Instrument1198/1742
Lender
Name1ST SOURCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,400 (+15%) Land $64,400$128,800 (+15%) Land $128,800
2025$1,966.00 (+13.12%) Homeowner's exemption$56,000 (+20.69%) Land $56,000$112,000 (+20.69%) Land $112,000
2023$46,400$92,800
2022$1,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOWAGIAC
serves 6,350 people · EPA ID MI0001860
Water SourceGroundwater
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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