Benton County property record for 203 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026
| Property Type | Commercial > Retail |
|---|---|
| Lot Size | 2,200 sqft (0.05 acres) |
| Last Sale | $120,000 (2024) |
| Tax Bill | $420.00 (2026) |
Source: Benton County records · APN 17.00608.00
Assessment roll updated July 16, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 211 SUNWOOD PARK DR, WAITE PARK, MN 56387-1793 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 16, 2024 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Sep 11, 2019 | Deed, Transfer · Commercial Mortgage SENTRY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 16, 2024 · Amount on Record |
| Deed Sale | Jan 16, 2024 · Amount on Record |
| Prior Sale | Sep 11, 2019 · Amount on Record |
| Deed Doc Number | 2024470077 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Jan 16, 2024 |
| Property Address | 203 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304 |
| Document Number | 0000470077 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 470077 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $396.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 211 SUNWOOD PARK DR, WAITE PARK, MN 56387-1793 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BENTON MN |
| Recording Date | Sep 11, 2019 |
| Property Address | 203 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304 |
| Document Number | 0000438120 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 438120 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Title Company | RAINS COUNTY ABSTRACT AND TITLE, STEARNS CNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $132.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 120, SARTELL, MN 56377-0120 |
| Document Number | 0000438121 |
|---|---|
| Date | Sep 11, 2019 |
| Instrument | 438121 |
| Name | SENTRY BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Aug 30, 2020 |
Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $420.00 (+12.3%) | $27,000 (+53.41%) Land $26,000 Building $1,000 | $27,000 (+53.41%) Land $26,000 Building $1,000 |
| 2025 | $374.00 (-1.06%) | $17,600 (-) Land $16,600 Building $1,000 | $17,600 (-) Land $16,600 Building $1,000 |
| 2023 | $378.00 | $17,600 Land $16,600 Building $1,000 | $17,600 Land $16,600 Building $1,000 |
Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 17.00608.00 |
|---|
| Units | 2 Units |
|---|
| Lot Area | 2,200 sqft (0.05 acres) |
|---|
| Street Address | 203 E SAINT GERMAIN ST |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | SECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-008 BLOCK-004 |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 35 |
| Legal Subdivision | RIVER-SIDE |
| Legal Block | 4 |
| Legal Lot Number | 8 |
| Jurisdiction | BENTON MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 5 |
| Census Block | 5033 |
| Census Tract | 21201 |
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