400 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 400 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property Type	Commercial > Retail
Lot Size	5,400 sqft (0.124 acres)
Last Sale	$225,000 (2021)
Tax Bill	$4,674.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`17.00140.00`

Interior

Units	19 Units

Exterior

Lot Area	5,400 sqft (0.124 acres)

Location & Zoning

Street Address	400 E SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56304-4503
Property Usage	Commercial Property Usage
Type	Commercial > Retail
Legal Description	SECT-36 TWP-036 RANGE-031 EAST ST CLOUD LOT-001 BLOCK-002 & LOT 2 & WLY 6 IN OF LOT 3 BLK 2
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EAST ST CLOUD
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	BENTON MN
Minor Civil Division	ST. CLOUD
Census Blockgroup	5
Census Block	5037
Census Tract	21201

Owner

Source: Benton County records · APN 17.00140.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7520 MARKET PLACE DR, EDEN PRAIRIE, MN 55344-3636
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 26, 2021 · Amount on Record
Deed Sale	Jul 26, 2021 · Amount on Record
Prior Sale	Aug 07, 2014 · Amount on Record
Deed Doc Number	2021454155
Record Refreshed	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jul 26, 2021
Property Address	400 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-4503
Document Number	0000454155
Instrument Date	Jul 12, 2021
Instrument	454155
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$742.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-4503

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,674.00 (+32.86%)	$162,800 (+4.83%) Land $37,800 Building $125,000	$162,800 (+4.83%) Land $37,800 Building $125,000
2023	$3,518.00	$155,300 Land $37,800 Building $117,500	$155,300 Land $37,800 Building $117,500

Flood & Wildfire

400 E Saint Germain St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Benton County (27009C), updated July 29, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.