300 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 300 E Saint Germain St, Saint Cloud, MN 56304 · Last verified August 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size39,638 sqft (0.91 acres)
Last Sale$849,807 (2025)
Tax Bill$27,432.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.00596.00

Interior

Units76 Units

Exterior

Lot Area39,638 sqft (0.91 acres)

Location & Zoning

Street Address300 E SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56304-0700
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionSECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-004 BLOCK-002 LOTS 4 THRU 14 BLK 2 OF RIVERSIDE & A TRI TR IN BLK 2 OF RIVERSIDE
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionRIVER-SIDE
Legal Block2
Legal Lot Number1,4-14
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5046
Census Tract21201

Owner

Source: Benton County records · APN 17.00596.00

Assessment roll updated July 16, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing AddressPO BOX 162, SAUK RAPIDS, MN 56379-0162
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2025Deed of Trust, Mortgage · Line of Credit
DEERWOOD BANK
Oct 29, 2025Warranty Deed, Transfer
TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT
Sep 26, 2023Deed of Trust, Mortgage · Commercial Mortgage
TRUSTONE FINANCIAL CU
Oct 01, 2021Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL CU
Oct 01, 2021Warranty Deed, Transfer
FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Oct 01, 2021Warranty Deed, Transfer · Line of Credit
TRUSTONE FINANCIAL CU
Oct 01, 2021Quit Claim Deed, Transfer
TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT
Oct 01, 2021Quit Claim Deed, Transfer
TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleMay 29, 2025 · Amount on Record
Deed Doc Number2025480159
Prior Transfer DateJan 01, 2017
Prior Transfer Doc0000002402
Record RefreshedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Transaction TypeMortgage
Record UpdatedNov 25, 2025
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002529
DateNov 04, 2025
Instrument2529
Lender
NameDEERWOOD BANK
TypeBank
AddressWAITE PARK, MN 56387
Agreement
TypeLine of Credit
AmountAmount Recorded
Term63 Months
DueFeb 24, 2031

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 29, 2025
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Document Number0000480159
Instrument DateOct 24, 2025
Instrument480159
Transaction TypeTransfer
Record UpdatedNov 19, 2025
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
Tax$2,309.36
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 162, SAUK RAPIDS, MN 56379-0162

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Transaction TypeMortgage
Record UpdatedOct 13, 2023
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WILSON AVE NE 14, 14, SAINT CLOUD, MN 56304-0403

Mortgage

Document Number0000002489
DateSep 26, 2023
Instrument2489
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyTRI COUNTY ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000455785
DateOct 01, 2021
Instrument455785
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Document Number0000455784
Instrument DateSep 24, 2021
Instrument455784
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Tax$2,178.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WILSON AVE NE # 14, 14, SAINT CLOUD, MN 56304-0403

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Document Number0000002403
Instrument DateSep 24, 2021
Instrument2403
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyTRI COUNTY ABSTRACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,178.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address22 WILSON AVE NE # 14, 14, SAINT CLOUD, MN 56304-0403

Mortgage

Document Number0000002404
DateOct 01, 2021
Instrument2404
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Document Number0000455783
Instrument DateJan 01, 2017
Instrument455783
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 7TH AVE S, WAITE PARK, MN 56387-1362

October 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBENTON MN
Recording DateOct 01, 2021
Property Address300 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0700
Document Number0000002402
Instrument DateJan 01, 2017
Instrument2402
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyTRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address175 7TH AVE S, WAITE PARK, MN 56387-1362

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$27,432.00 (+7.38%)$628,000 (-5.42%) Land $317,000 Building $311,000$628,000 (-5.42%) Land $317,000 Building $311,000
2025$25,546.00 (-0.89%)$664,000 (+1.05%) Land $317,000 Building $347,000$664,000 (+1.05%) Land $317,000 Building $347,000
2023$25,776.00$657,100 Land $317,000 Building $340,100$657,100 Land $317,000 Building $340,100

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