119 E Saint Germain St, Saint Cloud, MN 56304 Property Records

Benton County property record for 119 E Saint Germain St, Saint Cloud, MN 56304 · Last verified July 2026

Property Highlights

Property TypeCommercial > Retail
Lot Size4,401 sqft (0.101 acres)
Last Sale$516,000 (2023)
Tax Bill$8,028.00 (2026)

Property Details

APN / Parcel Number

Primary APN17.00611.00

Interior

Units16 Units

Exterior

Lot Area4,401 sqft (0.101 acres)

Location & Zoning

Street Address119 E SAINT GERMAIN ST
CitySAINT CLOUD
StateMN
Zip56304-0739
Property UsageCommercial Property Usage
TypeCommercial > Retail
Legal DescriptionSECT-35 TWP-036 RANGE-031 RIVER-SIDE LOT-002 BLOCK-005 & LOT 3
Legal Range031
Legal Township036
Legal Section35
Legal SubdivisionRIVER-SIDE
Legal Block5
Legal Lot Number2-3
JurisdictionBENTON MN
Minor Civil DivisionST. CLOUD
Census Blockgroup5
Census Block5034
Census Tract21201

Owner

Source: Benton County records · APN 17.00611.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address28 3RD AVE NE, 201, SAINT CLOUD, MN 56304-0462
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 03, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
AFRICAN DEVELOPMENT CENTER
Dec 19, 2022Deed of Trust, Mortgage · Commercial Mortgage
AMERICAN NATIONAL BANK OF MINNESOTA
Nov 19, 2021Deed, Transfer · Commercial Mortgage
AMERICAN NATIONAL BANK OF MINNESOTA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2023 · Amount on Record
Deed SaleJul 03, 2023 · Amount on Record
Prior SaleSep 07, 2022 · Amount on Record
Deed Doc Number2023466838
Record RefreshedSep 20, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJul 03, 2023
Property Address119 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0739
Document Number0000466838
Instrument DateJun 30, 2023
Instrument466838
Transaction TypeTransfer
Record UpdatedJul 21, 2023
Title CompanyQUARRY TITLE AND CLOSING LLC, QUARRY TITLE & CLOSING LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,702.80
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address28 3RD AVE NE APT 201, 201, SAINT CLOUD, MN 56304-0462

Mortgage

Document Number0000466839
DateJul 03, 2023
Instrument466839
Lender
NameAFRICAN DEVELOPMENT CENTER
TypeGovernment Agency
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON MN
Property Address119 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0739
Transaction TypeMortgage
Record UpdatedFeb 02, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000464297
DateDec 19, 2022
Instrument464297
Lender
NameAMERICAN NATIONAL BANK OF MINNESOTA
TypeBank
AddressSAINT CLOUD, MN 56301
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term47 Months
DueNov 12, 2026

November 2021: Deed, Transfer

Document TypeDeed
JurisdictionBENTON MN
Recording DateNov 19, 2021
Property Address119 E SAINT GERMAIN ST, SAINT CLOUD, MN 56304-0739
Document Number0000456892
Instrument DateNov 12, 2021
Instrument456892
Transaction TypeTransfer
Record UpdatedSep 19, 2022
Title CompanyQUDARY TITLE, QUARRY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,056.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 3RD ST N, SARTELL, MN 56377-1748

Mortgage

Document Number0000456893
DateNov 19, 2021
Instrument456893
Lender
NameAMERICAN NATIONAL BANK OF MINNESOTA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueNov 12, 2026

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$8,028.00 (+27.27%)$402,000 (+11.98%) Land $77,000 Building $325,000$402,000 (+11.98%) Land $77,000 Building $325,000
2025$6,308.00 (+105.74%)$359,000 (+39.96%) Land $44,000 Building $315,000$359,000 (+39.96%) Land $44,000 Building $315,000
2023$3,066.00$256,500 Land $44,000 Building $212,500$256,500 Land $44,000 Building $212,500

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