203 E Elm Ave, Effingham, IL 62401 Property Records

Effingham County property record for 203 E Elm Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,490 sqft · built 1993
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jun 2016)
Tax Bill	$3,321 (2022)
Flood Zone	Zone X (minimal risk)
APN	`03-11-333-048`

Property Details

APN / Parcel Number

Primary APN	`03-11-333-048`

Interior

Stories	1 Story
Building Area	1,490 sqft Base Area
Basement Area	1,490 sqft

Exterior

Year Built	Built 1993
Construction Type	Frame
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	203 E ELM AVE
City	EFFINGHAM
State	IL
Zip	62401-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 SOUTHWIND SUB ADD 2 3217/80 1102/238
Legal Subdivision	SOUTHWIND SUBDIVISION
Legal Lot Number	48
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	3
Census Block	3032
Census Tract	950600

Owner

Source: Effingham County records · APN 03-11-333-048

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	203 E ELM AVE, EFFINGHAM, IL 62401-4901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 24, 2016 · Amount on Record
Deed Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	201601602750
Deed Book / Page	3217 / 080
Record Updated	Jun 07, 2026

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,321.00 Homeowner's exemption Senior Citizen's exemption	$62,910 Land $10,200 Building $52,710	$188,730 Land $30,600 Building $158,130

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Consolidated Communications	DSL	500 / 75
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.