Effingham County property record for 109 E Elm Ave, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1,728 sqft · built 1992 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $89,000 (Dec 2010) |
| Tax Bill | $2,505 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-333-091 |
| Primary APN | 03-11-333-091 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,728 sqft Base Area |
| Basement Area | 1,440 sqft |
| Year Built | Built 1992 |
|---|---|
| Construction Type | Frame |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 109 E ELM AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 91 SOUTHWIND ADD 1 2692/309 1118/35 1003/293 |
| Legal Subdivision | SOUTHWIND ADDITION |
| Legal Lot Number | 91 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-11-333-091
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 109 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 17, 2010 · Amount on Record |
| Deed Sale | Dec 17, 2010 · Amount on Record |
| Deed Document Number | 201001006801 |
| Deed Book / Page | 2692 / 309 |
| Record Updated | Jun 07, 2026 |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $2,505.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $75,400 Land $16,820 Building $58,580 | $226,200 Land $50,460 Building $175,740 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170499506003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Telephone Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Communications Cable | 1,000 / 50 |
| Consolidated Communications DSL | 500 / 75 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
Based on FCC filings for 128 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IL0490250, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | EFFINGHAM serves 12,252 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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