Effingham County property record for 111 E Elm Ave, Effingham, IL 62401 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1,773 sqft · built 1993 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Apr 2014) |
| Tax Bill | $4,788 (2022) |
| Deeds & Mortgages | Dec 2023 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-333-090 |
| Primary APN | 03-11-333-090 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,773 sqft Base Area |
| Basement Area | 1,773 sqft |
| Year Built | Built 1993 |
|---|---|
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 20,473 sqft (0.469 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 111 E ELM AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 90 SOUTHWIND ADD 1 3028/2 1035/127 |
| Legal Subdivision | SOUTHWIND ADDITION |
| Legal Lot Number | 90 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-11-333-090
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 111 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage DIETERICH BANK NA |
| Jun 24, 2020 | Deed of Trust, Mortgage WASHINGTON SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 16, 2014 · Amount on Record |
| Deed Sale | Apr 16, 2014 · Amount on Record |
| Deed Document Number | 201401401534 |
| Deed Book / Page | 3028 / 127 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 111 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 111 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Document Number | 202323004175 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 202323004175 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Dec 12, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 111 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3581/166 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 3581/166 |
| Instrument | 202020003337 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Amount | Amount Recorded |
|---|---|
| Term | 163 Months |
| Due | Jan 16, 2034 |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $4,788.00 Homeowner's exemption | $78,200 Land $14,190 Building $64,010 | $234,600 Land $42,570 Building $192,030 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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