Effingham County property record for 103 E Elm Ave, Effingham, IL 62401 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 1,584 sqft · built 1994 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Sep 2018) |
| Tax Bill | $4,552 (2022) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-333-078 |
| Primary APN | 03-11-333-078 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,584 sqft Base Area |
| Basement Area | 1,104 sqft |
| Year Built | Built 1994 |
|---|---|
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 103 E ELM AVE |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 78 SOUTHWIND SUB ADD 1 3417/54 2442/294 1330/2 |
| Legal Subdivision | SOUTHWIND SUBDIVISION |
| Legal Lot Number | 78 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 950600 |
Source: Effingham County records · APN 03-11-333-078
Assessment roll updated January 1, 2022 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 103 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TEUTOPOLIS STATE BANK |
| Sep 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage DIETERICH BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2018 · Amount on Record |
| Deed Sale | Sep 25, 2018 · Amount on Record |
| Prior Sale | Sep 23, 2008 |
| Deed Document Number | 201801804003 |
| Deed Book / Page | 3417 / 054 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 103 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3713/109 |
|---|---|
| Date | Aug 06, 2021 |
| Book Page | 3713/109 |
| Instrument | 202121004010 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Address | TEUTOPOLIS, IL 62467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate | 3% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Sep 25, 2018 |
| Property Address | 103 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Document Number | 3417/054 |
| Book / Page | 3417 / 054 |
| Map Reference | PB 944 PG 21 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 201801804003 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2021 |
| Title Company | BURNETT TITLE, BURNET TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $328.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 103 E ELM AVE, EFFINGHAM, IL 62401-4199 |
| Document Number | 201801804004 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 201801804004 |
| Name | DIETERICH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.87% |
Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | $4,552.00 Homeowner's exemption | $74,670 Land $10,610 Building $64,060 | $224,010 Land $31,830 Building $192,180 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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