107 E Bluff St, Winnebago, IL 61088 Property Records

Winnebago County property record for 107 E Bluff St, Winnebago, IL 61088 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1958
Square Footage2,468 sqft Living Area
Lot Size8,050 sqft (0.185 acres)
OccupancyOwner Occupied
Last Sale$75,000 (2012)
Tax Bill$923.00 (2025)

Property Details

APN / Parcel Number

Primary APN512D338
Alternative APN
  • 1409304004

Interior

Bedrooms3 Beds
Full Baths1 Baths
Total Rooms5 Rooms
Building Area2,468 sqft Living Area
1st Floor1,234 sqft 1st Floor
Basement Area1,234 sqft Basement
Finished Basement1,234 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame Construction
Lot Area8,050 sqft (0.185 acres)
Depth X Width115 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number512D338
Street Address107 E BLUFF ST
CityWINNEBAGO
StateIL
Zip61088-9676
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionORIGINAL PLAT OF WINNEBAGO E56FT LOT 4+ W14FT LOT 005 BLOCK 012
Legal SubdivisionWINNEBAGO
Legal Block012
Legal Lot Number4,005
JurisdictionWINNEBAGO IL
Minor Civil DivisionWINNEBAGO
Census Blockgroup2
Census Block2014
Census Tract4200

Owner

Source: Winnebago County records · APN 512D338

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address107 E BLUFF ST, WINNEBAGO, IL 61088-9676
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2012 · Amount on Record
Deed SaleOct 15, 2012 · Amount on Record
Deed Doc Number20121042126
Record RefreshedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address107 E BLUFF ST, WINNEBAGO, IL 61088-9676
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032486
DateOct 25, 2022
Instrument2232486
Lender
NameGERMAN AMERICAN STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.25%

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionWinnebago Township
MunicipalityWinnebago Village
Unified School DistrictWinnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$923.00$52,569 (+31.48%) Land $5,093 Building $47,476$157,707 (+31.48%) Land $15,279 Building $142,428
2022Homeowner's exemption$39,981 Land $3,913 Building $36,068$119,943 Land $11,739 Building $108,204

Flood & Wildfire

107 E Bluff St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Winnebago County (17201C), updated July 12, 2023

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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