2028 Gracious Dr, Franklin, TN 37064 Property Records

Williamson County property record for 2028 Gracious Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,577 sqft · built 2016
Lot Size	0.085 acres (3,686 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Nov 2024)
Tax Bill	$1,911 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089M-B-019.00-000`

Property Details

APN / Parcel Number

Primary APN	`089M-B-019.00-000`
Alternative APNs	`094089M B 01900` `1098584`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,577 sqft Living Area
Gross Area	1,837 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Asphalt
Lot Area	3,686 sqft (0.085 acres)
Lot Dimensions	108 ft deep x 34.1 ft wide
Garage Type	Attached
Garage Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2028 GRACIOUS DR
City	FRANKLIN
State	TN
Zip	37064-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SIMMONS RIDGE SEC1 PB 63 PG 123 LOT 0019
Legal Subdivision	SIMMONS RIDGE
Legal Lot Number	0019
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2027
Census Tract	51002

Owner

2028 Gracious Dr is owned and occupied by an individual who bought it in November 2024.

Source: Williamson County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jan 27, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 4, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Mar 31, 2017	Grant Deed, Transfer · Conventional Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2024 · Amount on File
Deed Sale	Nov 8, 2024 · Amount on File
Prior Sale	Jan 4, 2019 · Amount on File
Deed Document Number	202433637
Deed Book / Page	9603 / 819
Prior Transfer Date	Jan 19, 2021
Prior Transfer Doc	0083950088
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002
Transaction Type	Mortgage
Record Updated	Mar 18, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002

Mortgage

Document Number	0099620259
Date	Mar 6, 2026
Book Page	9962/259
Instrument	26007234

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 27, 2021
Property Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002
Document Number	0083950088
Book / Page	8395 / 88
Map Reference	MB P63 PG 123
Instrument Date	Jan 19, 2021
Instrument	21005219
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002

Mortgage

Document Number	0021005220
Date	Jan 27, 2021
Instrument	21005220

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Jan 4, 2019
Property Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002
Document Number	0075360844
Book / Page	7536 / 0844
Map Reference	MB P63 PG 123
Instrument Date	Dec 31, 2018
Instrument	19000483
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	CHAPMAN & ROSENTHAL TITLE IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,139.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002

Mortgage

Document Number	0019000485
Date	Jan 4, 2019
Instrument	19000485

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Mar 31, 2017
Property Address	2028 GRACIOUS DR, FRANKLIN, TN 37064-1002
Document Number	0070380794
Book / Page	007038 / 000794
Instrument Date	Mar 30, 2017
Instrument	12264
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2028 GRACIOUS DR FRANKLIN TN 37064, FRANKLIN, TN 37064

Mortgage

Document Number	70380798
Date	Mar 31, 2017
Book Page	007038/000798
Instrument	12265

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2028 Gracious Dr was $1,911.

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,911.00	$122,025 Land $30,000 Building $92,025	$488,100 Land $120,000 Building $368,100
2023	$1,729.00 (-0.06%)	$80,200 (-) Land $17,500 Building $62,700	$320,800 (-) Land $70,000 Building $250,800
2022	$1,730.00	$80,200 Land $17,500 Building $62,700	$320,800 Land $70,000 Building $250,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2028 Gracious Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2028 Gracious Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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