2022 Gracious Dr, Franklin, TN 37064 Property Records

Williamson County property record for 2022 Gracious Dr, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,764 sqft · built 2016
Lot Size	0.05 acres (2,168 sqft)
Owner	Company Name on Record
Last Sale	$310,000 (Nov 2018)
Tax Bill	$1,990 (2025)
Deeds & Mortgages	Oct 2021 Transfer Apr 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`089M-B-018.00-000`

Property Details

APN / Parcel Number

Primary APN	`089M-B-018.00-000`
Alternative APNs	`094089M B 01800` `1098583`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	1,764 sqft Living Area
Gross Area	2,016 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Asphalt
Lot Area	2,168 sqft (0.05 acres)
Lot Dimensions	108 ft deep x 20 ft wide
Garage Type	Attached
Garage Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2022 GRACIOUS DR
City	FRANKLIN
State	TN
Zip	37064-1002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD SIMMONS RIDGE SEC1 PB 63 PG 123 LOT 0018
Legal Subdivision	SIMMONS RIDGE
Legal Lot Number	0018
Jurisdiction	WILLIAMSON TN
Township / Civil Division	12
Census Block Group	2
Census Block	2027
Census Tract	51002

Owner

Source: Williamson County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	632 NEWCOMB ST, FRANKLIN, TN 37064-1597
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Quit Claim Deed, Transfer Quitclaim
Apr 30, 2018	Deed of Trust, Mortgage · Commercial Mortgage FRANKLIN SYNERGY BANK
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Nov 26, 2018	Special Warranty Deed, Transfer · ARM AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	201846032
Deed Book / Page	7511 / 119
Record Updated	Jun 8, 2026

October 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 7, 2021
Property Address	2022 GRACIOUS DR, FRANKLIN, TN 37064-1002
Document Number	0087580583
Book / Page	8758 / 583
Map Reference	MB P63 PG 123
Instrument Date	Oct 6, 2021
Instrument	21060180
Transaction Type	Transfer
Record Updated	Oct 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 NEWCOMB ST, FRANKLIN, TN 37064-1597

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2022 GRACIOUS DR, FRANKLIN, TN 37064-1002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073500650
Date	Apr 30, 2018
Book Page	7350/0650
Instrument	18015934

Lender

Name	FRANKLIN SYNERGY BANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	2022 GRACIOUS DR, FRANKLIN, TN 37064-1002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082720241
Date	Nov 3, 2020
Book Page	8272/241
Instrument	20062499

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Nov 26, 2018
Property Address	2022 GRACIOUS DR, FRANKLIN, TN 37064-1002
Document Number	0075110119
Book / Page	7511 / 0119
Map Reference	MB P63 PG123
Instrument Date	Nov 26, 2018
Instrument	18046032
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,147.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	632 NEWCOMB ST, FRANKLIN, TN 37064-1597

Mortgage

Document Number	0018046033
Date	Nov 26, 2018
Instrument	18046033

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Dec 1, 2025
Min Rate At Change	2.25%
Max Rate At Change	10.1%
Index	1-Year LIBOR
Max Rate	10.1%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,990.00 (+10.49%)	$127,050 (+52.11%) Land $30,000 Building $97,050	$508,200 (+52.11%) Land $120,000 Building $388,200
2024	$1,801.00
2023	$1,801.00	$83,525 (-) Land $17,500 Building $66,025	$334,100 (-) Land $70,000 Building $264,100
2022	$1,801.00	$83,525 Land $17,500 Building $66,025	$334,100 Land $70,000 Building $264,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2010–2013)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILCROFTON UTILITY DISTRICT serves 38,032 people · EPA ID TN0000247
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Verizon.

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