2025 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2025 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,908 sqft · built 2021
Lot Size	0.175 acres (7,614 sqft)
Owner	Individual Name on Record
Last Sale	$157,500 (Sep 2026)
Tax Bill	$7,060 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8919-01-140`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8919-01-140`
Alternative APNs	`282119891901140` `205371` `209647` `213662`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,908 sqft Living Area
Gross Area	4,682 sqft
1st Floor Area	1,350 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,614 sqft (0.175 acres)
Garage Type	Attached
Garage Area	645 sqft
Porch	Slab
Porch Area	454 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2025 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 2 100/41 LOT 114
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 2
Legal Phase	2
Legal Block	1
Legal Lot Number	114
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

Source: Orange County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2025 PANORAMIC CIR, APOPKA, FL 32703-9260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Mar 10, 2021	Warranty Deed, Transfer · Conventional Mortgage M/I FINANCIAL LLC
Mar 10, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage M/I FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2026 · Amount on Record
Deed Sale	Sep 28, 2026 · Amount on Record
Prior Sale	Mar 10, 2021 · Amount on Record
Deed Document Number	2026537747
Prior Transfer Date	Sep 22, 2026
Prior Transfer Doc	0000537747
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 28, 2026
Property Address	2025 PANORAMIC CIR, APOPKA, FL 32703-9260
Document Number	0000537747
Instrument Date	Sep 22, 2026
Instrument	2026537747
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$111,352.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 PANORAMIC CIR, APOPKA, FL 32703-9260

Mortgage

Document Number	0000537748,
Date	Sep 28, 2026
Instrument	2026537748

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 10, 2021
Property Address	2025 PANORAMIC CIR, APOPKA, FL 32703-9260
Document Number	20210138702
Map Reference	MB 100 PG 41-45
Instrument Date	Mar 9, 2021
Instrument	20210138702
Transaction Type	Transfer
Record Updated	Mar 30, 2021
Title Company	M I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,254.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 PANORAMIC CIR, APOPKA, FL 32703-9260

Mortgage

Document Number	20210138703
Date	Mar 10, 2021
Instrument	20210138703

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Mar 10, 2021
Property Address	2025 PANORAMIC CIR, APOPKA, FL 32703-9260
Document Number	0000138702
Map Reference	MB 100 PG 41-45
Instrument Date	Mar 9, 2021
Instrument	20210138702
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 16, 2023
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,254.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2025 PANORAMIC CIR, APOPKA, FL 32703-9260

Mortgage

Document Number	0000138703
Date	Mar 10, 2021
Instrument	20210138703

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$492,064 (+2.7%)	$602,240 (-2.97%) Land $100,000 Building $502,240
2025	$7,060.00 (+1.63%) Homeowner's exemption	$479,128 (+5.99%)	$620,700 (+13.17%) Land $100,000 Building $520,700
2024	$6,947.00 (+6.83%)
2023	$6,503.00 (+3.8%) Homeowner's exemption	$452,063 (+3%)	$548,483 (+18.88%) Land $100,000 Building $448,483
2022	$6,265.00 Homeowner's exemption	$438,896	$461,383 Land $85,000 Building $376,383

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon, Zentro.

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