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2019 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2019 Panoramic Cir, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,868 sqft · built 2020
Lot Size0.194 acres (8,452 sqft)
Owner2 Individual Names on Record
Last Sale$454,720 (Dec 2020)
Tax Bill$6,082 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19-21-28-8919-01-150

Property Details

APN / Parcel Number

Primary APN19-21-28-8919-01-150
Alternative APNs
  • 282119891901150
  • 205372
  • 209649
  • 213663

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,868 sqft Living Area
Gross Area3,972 sqft
1st Floor Area2,307 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,452 sqft (0.194 acres)
Garage TypeAttached
Garage Area629 sqft
PorchSlab
Porch Area376 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2019 PANORAMIC CIR
CityAPOPKA
StateFL
Zip32703-9260
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU-ES-GT
Legal DescriptionVISTAS AT WATERS EDGE PHASE 2 100/41 LOT 115
Legal Range28E
Legal Township21S
Legal Section19
Legal SubdivisionVISTAS AT WATERS EDGE PH 2
Legal Phase2
Legal Block1
Legal Lot Number115
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1089
Census Tract17901

Owner

Source: Orange County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2019 PANORAMIC CIR, APOPKA, FL 32703-9260
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 17, 2020 · Amount on Record
Deed SaleDec 17, 2020 · Amount on Record
Deed Document Number2020660569
Record UpdatedSep 20, 2026

December 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateDec 17, 2020
Property Address2019 PANORAMIC CIR, APOPKA, FL 32703-9260
Document Number0000660569
Instrument DateDec 15, 2020
Instrument660569
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 30, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,183.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2019 PANORAMIC CIR APOPKA FL 327039260, APOPKA, FL 32703-9260

Mortgage

Document Number660570
DateDec 17, 2020
Instrument660570
Lender
NameM/L FIN'L LLC
AddressCOLUMBUS, OH 43219
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 16, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$428,765 (+2.7%)$563,880 (-1.18%) Land $100,000 Building $463,880
2025$6,082.00 (+1.69%) Homeowner's exemption$417,493 (+5.99%)$570,600 (+10.96%) Land $100,000 Building $470,600
2024$5,981.00 (+6.88%)
2023$5,596.00 (+4%) Homeowner's exemption$393,910 (+3%)$514,229 (+18.86%) Land $100,000 Building $414,229
2022$5,381.00 Homeowner's exemption$382,437$432,631 Land $85,000 Building $347,631

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimOct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people · EPA ID FL3480200
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Verizon, Zentro.

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