2018 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2018 Panoramic Cir, Apopka, FL 32703 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,514 sqft · built 2021
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$415,230 (Jan 2021)
Tax Bill	$6,287 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8919-00-840`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8919-00-840`
Alternative APNs	`282119891900840` `205335` `209610` `213625`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,514 sqft Living Area
Gross Area	3,312 sqft
1st Floor Area	2,514 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Slab
Porch Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2018 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VISTAS AT WATERS EDGE PHASE 2 100/41 LOT 84
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 2
Legal Phase	2
Legal Lot Number	84
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

Source: Orange County records · APN 19-21-28-8919-00-840

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2018 PANORAMIC CIR, APOPKA, FL 32703-9250
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	202143946
Record Updated	Jun 08, 2026

January 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 25, 2021
Property Address	2018 PANORAMIC CIR, APOPKA, FL 32703-9250
Document Number	0000043946
Instrument Date	Jan 21, 2021
Instrument	43946
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2021
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,907.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 PANORAMIC CIR APOPKA FL 327039250, APOPKA, FL 32703-9250

Mortgage

Document Number	43947
Date	Jan 25, 2021
Instrument	43947

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$466,451 (+8.13%)	$513,970 (-1.15%) Land $100,000 Building $413,970
2025	$6,287.00 (+1.63%) Homeowner's exemption	$431,398 (+5.99%)	$519,940 (+10.71%) Land $100,000 Building $419,940
2024	$6,186.00 (+6.86%)
2023	$5,789.00 (+3.75%) Homeowner's exemption	$407,029 (+3%)	$469,644 (+18.84%) Land $100,000 Building $369,644
2022	$5,580.00 Homeowner's exemption	$395,174 Land $85,000 Building $310,174	$395,174 Land $85,000 Building $310,174

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950179011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force 17 of 19 on primary residences
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014, other causes

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,042 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.