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2012 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2012 Panoramic Cir, Apopka, FL 32703

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,510 sqft · built 2020
Lot Size0.225 acres (9,792 sqft)
OwnerIndividual Name on File
Last Sale$405,890 (Jun 2021)
Tax Bill$6,028 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Jun 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-21-28-8919-00-830

Property Details

APN / Parcel Number

Primary APN19-21-28-8919-00-830
Alternative APNs
  • 282119891900830
  • 205334
  • 209609
  • 213624

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,510 sqft Living Area
Gross Area3,416 sqft
1st Floor Area2,510 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,792 sqft (0.225 acres)
Garage TypeAttached
Garage Area670 sqft
PorchFinished/Open Porch
Porch Area236 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address2012 PANORAMIC CIR
CityAPOPKA
StateFL
Zip32703-9250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU-ES-GT
Legal DescriptionVISTAS AT WATERS EDGE PHASE 2 100/41 LOT 83
Legal Range28E
Legal Township21S
Legal Section19
Legal SubdivisionVISTAS AT WATERS EDGE PH 2
Legal Phase2
Legal Lot Number83
JurisdictionORANGE FL
Township / Civil DivisionAPOPKA
Census Block Group1
Census Block1089
Census Tract17901

Owner

Source: Orange County records · APN 19-21-28-8919-00-830

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2012 PANORAMIC CIR, APOPKA, FL 32703-9250
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 05, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 30, 2021Correction Deed
M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC
Aug 04, 2020Grant Deed, Subdivision Related Transfer · Conventional Mortgage
M&I FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2021 · Amount on Record
Deed SaleJun 30, 2021 · Amount on Record
Prior SaleAug 04, 2020 · Amount on Record
Deed Document Number2021391546
Record UpdatedJun 08, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address2012 PANORAMIC CIR, APOPKA, FL 32703-9250
Transaction TypeMortgage
Record UpdatedJan 20, 2022
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 PANORAMIC CIR, APOPKA, FL 32703-9250

Mortgage

Document Number0000008658
DateJan 05, 2022
Instrument20220008658
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 20, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionORANGE FL
Recording DateJun 30, 2021
Property Address2012 PANORAMIC CIR, APOPKA, FL 32703-9250
Document Number0000391546
Map ReferenceMB 100 PG 41
Instrument DateJun 24, 2021
Instrument20210391546
Record UpdatedJan 03, 2022
Title CompanyM/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address400 INTERNATIONAL PKWY STE 470, 400, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 PANORAMIC CIR, APOPKA, FL 32703-9250

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateAug 04, 2020
Property Address2012 PANORAMIC CIR, APOPKA, FL 32703-9250
Document Number0000410838
Instrument DateJul 30, 2020
Instrument410838
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 21, 2020
Title CompanyM/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,841.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 PANORAMIC CIR APOPKA FL 327039250, APOPKA, FL 32703-9250

Mortgage

Document Number410839
DateAug 04, 2020
Instrument410839
Lender
NameM&I FIN'L
TypeFunding / Finance Company
AddressCOLUMBUS, OH 43219
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 03, 2050

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityApopka City
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$425,287 (+2.7%)$531,750 (-1.16%) Land $100,000 Building $431,750
2025$6,028.00 (-26.51%)$414,106 (-14.69%)$538,010 (+10.83%) Land $100,000 Building $438,010
2024$8,203.00 (+12.19%)
2023$7,312.00 (+14.07%)$485,434 (+18.84%) Land $100,000 Building $385,434$485,434 (+18.84%) Land $100,000 Building $385,434
2022$6,410.00$408,462 Land $85,000 Building $323,462$408,462 Land $85,000 Building $323,462

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950179011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims1 (2014)
Most Recent ClaimOct 2014 · other causes

Wildfire

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Starlink
Satellite		280 / 30

May also be available: Everywhere Wireless, Verizon.

Based on FCC filings for 83 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3480200, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemAPOPKA, CITY OF (5 WTPS)
serves 71,917 people
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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