Montgomery County property record for 20249 Shipley Ter, Apt 102, Germantown, MD 20874
| Property Type | Condominium |
|---|---|
| Details | 972 sqft · built 1983 |
| Lot Size | 0.061 acres (2,655 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Apr 2026) |
| Tax Bill | $438 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02327947 |
| Primary APN | 02-02327947 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,655 sqft (0.061 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02327947 |
|---|---|
| Street Address | 20249 SHIPLEY TER, 102 |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-3715 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | LAKEVIEW PH 5 |
| Legal Subdivision | LAKEVIEW |
| Legal Phase | 5 |
| Legal Block | 20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 700310 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20249 SHIPLEY TER, 102, GERMANTOWN, MD 20874-3715 |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jan 11, 2023 | Deed of Trust, Mortgage MELANIE SMITH |
| Apr 14, 2026 | Deed, Transfer · FHA Mortgage MORTGAGE ONE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2001 · Amount on Record |
| Deed Book / Page | 70363 / 280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20249 SHIPLEY TER APT 102, 102, GERMANTOWN, MD 20874-3715 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 20249 SHIPLEY TER 102, 102, GERMANTOWN, MD 20874-3715 |
| Document Number | 0666530193 |
|---|---|
| Date | Jan 11, 2023 |
| Book Page | 66653/193 |
| Name | MELANIE SMITH |
|---|---|
| Type | Private Party |
| Address | 4528 VINEYARD OVERLOOK, ELLICOTT CITY, MD 21043 |
| Amount | Amount Recorded |
|---|---|
| Term | 118 Months |
| Due | Nov 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Apr 14, 2026 |
| Property Address | 20249 SHIPLEY TER, 102, GERMANTOWN, MD 20874-3715 |
| Document Number | 7036000280 |
| Book / Page | 70363 / 280 |
| Instrument Date | Apr 2, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Title Company | CLASSIC SETTLEMENTS INC, CLASSIC SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 20249 SHIPLEY TER, 102, GERMANTOWN, MD 20874-3715 |
| Document Number | 7036000288, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 70363/288 |
| Name | MORTGAGE ONE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Number | 0703630311, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 70363/311 |
| Name | DEPARTMENT OF HSNG AND COMMUNITY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,667 (+2.66%) | $230,000 (+7.98%) Land $69,000 Building $161,000 | |
| 2025 | $438.00 (-83.79%) | $213,000 (+9.61%) Land $63,900 Building $149,100 | $213,000 (-) Land $63,900 Building $149,100 |
| 2024 | $2,702.00 (+60.93%) | ||
| 2023 | $194,333 | $213,000 Land $63,900 Building $149,100 | |
| 2022 | $1,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures