Montgomery County property record for 20249 Shipley Ter, #5-C-301, Germantown, MD 20874
| Property Type | Condominium |
|---|---|
| Details | 858 sqft · built 1983 |
| Lot Size | 0.061 acres (2,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,500 (Dec 2024) |
| Tax Bill | $2,971 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2019 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02328053 |
| Primary APN | 02-02328053 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Building Area | 858 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,655 sqft (0.061 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02328053 |
|---|---|
| Street Address | 20249 SHIPLEY TER, 5-C-30 |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-3715 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UN 5-C-301 LAKEVIEW PHASE 5 |
| Legal Subdivision | LAKEVIEW |
| Legal Phase | 5 |
| Legal Block | 20 |
| Legal Unit | 5-C-30 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 700310 |
20249 Shipley Ter, #5-C-301 is owned by an individual who bought it in December 2024.
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20249 SHIPLEY TER, 301, GERMANTOWN, MD 20874-3715 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage TEXANA BANK NA |
| May 16, 2019 | Deed, Transfer · Conventional Mortgage BLUE RIDGE BANK |
| Jan 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MELANCHTHON W MENCH |
| Mar 1, 2019 | Grant Deed, Transfer WORLDWIDE SETTLEMENTS INC |
| Sep 13, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Mar 31, 2017 | Loan Modification, Mortgage NATIONSTAR MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 26, 2024 · Amount on File |
| Deed Sale | Dec 26, 2024 · Amount on File |
| Prior Sale | May 16, 2019 · Amount on File |
| Deed Book / Page | 68727 / 182 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20249 SHIPLEY TER # 5-C-301, 5-C-301, GERMANTOWN, MD 20874-3715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2026 |
| Title Company | PRO TITLE, TRUSTPRO TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 20249 SHIPLEY TER 301, 301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0700850286 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 70085/286 |
| Name | TEXANA BANK NA |
|---|---|
| Type | Bank |
| Address | LINDEN, TX 75563 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 16, 2019 |
| Property Address | 20249 SHIPLEY TER # 5-C-301, 5-C-301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0575700435 |
| Book / Page | 57570 / 435 |
| Map Reference | MB 30 PL 3118-3120 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | MONARCH TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20249 SHIPLEY TER # 5-C-30, 5-C-30, GERMANTOWN, MD 20874-3715 |
| Document Number | 57570443 |
|---|---|
| Date | May 16, 2019 |
| Instrument | 57570/443 |
| Name | BLUE RIDGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20249 SHIPLEY TER # 5-C-301, 5-C-301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0572600432 |
| Instrument Date | Jan 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 20249 SHIPLEY TER #301 GERMANTOWN MD 208743715, 301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0572600432 |
|---|---|
| Date | Feb 1, 2019 |
| Book Page | 057260/000432 |
| Name | MELANCHTHON W MENCH |
|---|---|
| Address | 2293 MENSCH RD, MIFFLINBURG, PA 17844-8222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Mar 1, 2019 |
| Property Address | 20249 SHIPLEY TER # 5-C-301, 5-C-301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0572600426 |
| Book / Page | 057260 / 000426 |
| Instrument Date | Jan 15, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2019 |
| Title Company | WORLDWIDE SETTLEMENTS INC |
| Amount | Amount on Record |
|---|---|
| Tax | $126.18 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 11140 ROCKVILLE PIKE #400 ROCKVILLE MD 208523104, 400, ROCKVILLE, MD 20852-3104 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 13, 2018 |
| Property Address | 20249 SHIPLEY TER # 5-C-301, 5-C-301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0566070250 |
| Book / Page | 056607 / 000250 |
| Instrument Date | Jun 6, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 25, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $117.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20249 SHIPLEY TER # 5-C-301, 5-C-301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0546870093 |
| Book / Page | 054687 / 000093 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2017 |
| Title Company | CORELOGIC-SOLUTIONS EXPRESS |
| Name | Verified Name |
|---|---|
| Address | 20249 SHIPLEY TER #301 GERMANTOWN MD 208743715, 301, GERMANTOWN, MD 20874-3715 |
| Document Number | 0546870093 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 054687/000093 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Amount | Amount on Record |
|---|---|
| Term | 480 Months |
| Due | Aug 3, 2057 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 20249 Shipley Ter, #5-C-301 was $2,971.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,000 (+2.27%) | $235,000 (+6.82%) Land $70,500 Building $164,500 | |
| 2025 | $2,971.00 | $220,000 Land $66,000 Building $154,000 | $220,000 Land $66,000 Building $154,000 |
| 2023 | $196,667 (+6.31%) | $220,000 (+18.92%) Land $66,000 Building $154,000 | |
| 2022 | $1,620.00 Homeowner's exemption | $185,000 Land $55,500 Building $129,500 | $185,000 Land $55,500 Building $129,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20249 Shipley Ter, #5-C-301 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20249 Shipley Ter, #5-C-301 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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