20249 Shipley Ter, #5-C-101, Germantown, MD 20874 Property Records

Montgomery County property record for 20249 Shipley Ter, #5-C-101, Germantown, MD 20874

Property Summary

Property TypeCondominium
Details858 sqft · built 1983
Lot Size0.061 acres (2,655 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Aug 2022)
Tax Bill$2,164 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-02327936

Property Details

APN / Parcel Number

Primary APN02-02327936
Alternative APN
  • 02327936

Interior

Units5 Units
Building Area858 sqft Living Area
1st Floor Area858 sqft

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Lot Area2,655 sqft (0.061 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number02327936
Street Address20249 SHIPLEY TER, 5-C-10
CityGERMANTOWN
StateMD
Zip20874-3715
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUN 5-C-101 LAKEVIEW PH 5
Legal SubdivisionLAKEVIEW
Legal Phase5
Legal Block20
Legal Unit5-C-10
JurisdictionMONTGOMERY MD
Township / Civil Division2
Census Block Group4
Census Block4002
Census Tract700310

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address20249 SHIPLEY TER, 101, GERMANTOWN, MD 20874-3715
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Aug 19, 2022Deed, Transfer · Conventional Mortgage
INTERCOASTAL MORTGAGE
Jun 26, 2017Deed, Transfer · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleJun 26, 2017 · Amount on Record
Deed Book / Page66160 / 462
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY MD
Property Address20249 SHIPLEY TER # 5-C-101, 5-C-101, GERMANTOWN, MD 20874-3715
Transaction TypeMortgage
Record UpdatedSep 21, 2023
Title CompanyBETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address20249 SHIPLEY TER 101, 101, GERMANTOWN, MD 20874-3715

Mortgage

Document Number0635910238
DateJul 26, 2021
Book Page63591/238
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2051

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateAug 19, 2022
Property Address20249 SHIPLEY TER # 5-C-101, 5-C-101, GERMANTOWN, MD 20874-3715
Document Number0661600462
Book / Page66160 / 462
Map ReferenceMB 30 PL 3118-3120
Instrument DateAug 18, 2022
Transaction TypeTransfer
Record UpdatedSep 21, 2023
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address20249 SHIPLEY TER # 5-C-10, 5-C-10, GERMANTOWN, MD 20874-3715

Mortgage

Document Number0066160469
DateAug 19, 2022
Instrument66160/469
Lender
NameINTERCOASTAL MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY MD
Recording DateJun 26, 2017
Property Address20249 SHIPLEY TER # 5-C-101, 5-C-101, GERMANTOWN, MD 20874-3715
Document Number0545080367
Book / Page54508 / 367
Map ReferenceMB30 PG3118-3120
Instrument DateJun 5, 2017
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyLAKESIDE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,812.50
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address20249 SHIPLEY TER # 5C101, 5C101, GERMANTOWN, MD 20874-3715

Mortgage

Document Number0054508376
DateJun 26, 2017
Instrument54508/376
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$215,000 (+2.38%)$225,000 (+7.14%) Land $67,500 Building $157,500
2025$2,164.00 (-4.25%)$210,000 (+12.5%) Land $63,000 Building $147,000$210,000 (-) Land $63,000 Building $147,000
2023$186,667 (+6.67%)$210,000 (+2%) Land $63,000 Building $147,000
2022$2,260.00$175,000 Land $52,500 Building $122,500$175,000 Land $52,500 Building $122,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (1979–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimJan 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWASHINGTON SUBURBAN SANITARY COMMISSION
serves 1,900,000 people · EPA ID MD0150005
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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