Montgomery County property record for 20249 Shipley Ter, #5-C-202, Germantown, MD 20874
| Property Type | Condominium |
|---|---|
| Details | 972 sqft · built 1983 |
| Lot Size | 0.061 acres (2,655 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2022) |
| Tax Bill | $2,509 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-02328007 |
| Primary APN | 02-02328007 |
|---|---|
| Alternative APN |
|
| Units | 5 Units |
|---|---|
| Building Area | 972 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,655 sqft (0.061 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02328007 |
|---|---|
| Street Address | 20249 SHIPLEY TER, 5-C-20 |
| City | GERMANTOWN |
| State | MD |
| Zip | 20874-3715 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UN 5-C-202 LAKEVIEW PH 5 |
| Legal Subdivision | LAKEVIEW |
| Legal Phase | 5 |
| Legal Block | 20 |
| Legal Unit | 5-C-20 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 700310 |
20249 Shipley Ter, #5-C-202 is owned and occupied by an individual who bought it in August 2022.
Source: Montgomery County records, as of August 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20249 SHIPLEY TER, 5-C-20, GERMANTOWN, MD 20874-3715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2022 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on File |
| Deed Sale | Aug 26, 2022 · Amount on File |
| Prior Sale | Aug 25, 2022 · Amount on File |
| Deed Document Number | 2022 |
| Deed Book / Page | 66187 / 443 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Aug 26, 2022 |
| Property Address | 20249 SHIPLEY TER # 5-C-202, 5-C-202, GERMANTOWN, MD 20874-3715 |
| Document Number | 0661870443 |
| Book / Page | 66187 / 443 |
| Map Reference | MB 30 PL 3118-3120 |
| Instrument Date | Aug 12, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 20249 SHIPLEY TER # 5-C-20, 5-C-20, GERMANTOWN, MD 20874-3715 |
| Document Number | 0066187451 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 66187/451 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 20249 SHIPLEY TER # 5-C-202, 5-C-202, GERMANTOWN, MD 20874-3715 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 20249 SHIPLEY TER 202, 202, GERMANTOWN, MD 20874-3715 |
| Document Number | 0644010294 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 64401/294 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
The 2025 property tax bill for 20249 Shipley Ter, #5-C-202 was $2,509.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,667 (+2.36%) | $257,000 (+7.08%) Land $77,100 Building $179,900 | |
| 2025 | $2,509.00 | $240,000 Land $72,000 Building $168,000 | $240,000 Land $72,000 Building $168,000 |
| 2023 | $203,333 | $240,000 Land $72,000 Building $168,000 | |
| 2022 | $1,679.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20249 Shipley Ter, #5-C-202 in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2011 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20249 Shipley Ter, #5-C-202 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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