2024 Oaktree Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 2024 Oaktree Ln, Schenectady, NY 12303 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,990 sqft · built 1989
Lot Size	1.22 acres (53,143 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (May 2000)
Tax Bill	$6,856 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`013089 28.19-2-25`

Property Details

APN / Parcel Number

Primary APN	`013089 28.19-2-25`
Alternative APNs	`308902801900020250000000` `02801900020250000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,990 sqft Living Area
1st Floor Area	1,126 sqft
2nd Floor Area	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	53,143 sqft (1.22 acres)
Lot Dimensions	318 ft deep x 67.8 ft wide
Garage Type	Mixed
Garage Area	732 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	415 sqft
Porch	Slab
Porch Area	800 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	02801900020250000000
Street Address	2024 OAKTREE LN
City	SCHENECTADY
State	NY
Zip	12303-3504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD STATE ACRES LOT 10
Legal Block	2
Legal Lot Number	25.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	2
Census Block	2003
Census Tract	14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.19-2-25

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2024 OAKTREE LN, SCHENECTADY, NY 12303-3504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2025	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Feb 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Mar 01, 2017	Deed of Trust, Mortgage · Line of Credit CAPITAL COMMUNICATIONS CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 26, 2000 · Amount on Record
Deed Sale	May 26, 2000 · Amount on Record
Deed Book / Page	2656 / 913
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2024 OAKTREE LN, SCHENECTADY, NY 12303-3504
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 OAKTREE LN, SCHENECTADY, NY 12303-3504

Mortgage

Document Number	0000002434
Date	Dec 08, 2025
Instrument	R2025-22434

Lender

Name	TRUSTCO BANK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2024 OAKTREE LN, SCHENECTADY, NY 12303-3504
Transaction Type	Mortgage
Record Updated	Nov 19, 2021
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 EXCHANGE ST, ALBANY, NY 12205-3315

Mortgage

Document Number	0000001925
Date	Oct 21, 2021
Instrument	R2021-31925

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2024 OAKTREE LN, SCHENECTADY, NY 12303-3504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005701
Date	Mar 12, 2020
Instrument	R2020-05701

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2024 OAKTREE LN, SCHENECTADY, NY 12303-3504
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SMPR TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002754
Date	Feb 07, 2019
Instrument	R2019-02754

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2049

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	2024 OAKTREE LN, SCHENECTADY, NY 12303-3504
Document Number	0000006217
Instrument Date	Mar 01, 2017
Transaction Type	Mortgage
Record Updated	May 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2024 OAKTREE LN SCHENECTADY NY 123033504, SCHENECTADY, NY 12303-3504

Mortgage

Document Number	0000006217
Date	Mar 10, 2017
Instrument	6217

Lender

Name	CAPITAL COMMUNICATIONS CU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 09, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Rotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,856.00 (+3.77%)	$285,200 (-) Land $57,000 Building $228,200	$380,267 (+13.33%) Land $76,000 Building $304,267
2023		$285,200 (+4.09%) Land $57,000 Building $228,200	$335,529 (+11.43%) Land $67,059 Building $268,470
2022		$274,000 Land $55,000 Building $219,000	$301,099 Land $60,440 Building $240,659
2021	$6,607.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 25 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Oaktree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures