Albany County and Guilderland Town property record for 2019 Oaktree Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,958 sqft · built 1989 |
| Lot Size | 1.01 acres (44,261 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $157,000 (Dec 1995) |
| Tax Bill | $6,804 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.19-2-23 |
| Primary APN | 013089 28.19-2-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,958 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| 2nd Floor Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,261 sqft (1.01 acres) |
| Lot Dimensions | 312 ft deep x 141 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 740 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02801900020230000000 |
|---|---|
| Street Address | 2019 OAKTREE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | OLD STATE ACRES LOT 12 |
| Legal Block | 2 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2019 OAKTREE LN, SCHENECTADY, NY 12303-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 12, 1995 · Amount on Record |
| Deed Sale | Dec 12, 1995 · Amount on Record |
| Deed Book / Page | 2546 / 1140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Apr 27, 2026 |
| Property Address | 2019 OAKTREE LN, SCHENECTADY, NY 12303-3506 |
| Document Number | 0000000005 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 20268005 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 2019 OAKTREE LN, SCHENECTADY, NY 12303-3506 |
| Document Number | 0000008005, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20268005 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,804.00 (+7.03%) Homeowner's exemption | ||
| 2025 | $6,357.00 (+0.73%) Homeowner's exemption | $283,000 (-) Land $57,000 Building $226,000 | $377,333 (+13.33%) Land $76,000 Building $301,333 |
| 2023 | $283,000 (-) Land $57,000 Building $226,000 | $332,941 (+7.06%) Land $67,059 Building $265,882 | |
| 2022 | $283,000 Land $57,000 Building $226,000 | $310,989 Land $62,637 Building $248,352 | |
| 2021 | $6,311.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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