Albany County and Guilderland Town property record for 2023 Oaktree Ln, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,314 sqft · built 1989 |
| Lot Size | 0.549 acres (23,934 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Jul 2005) |
| Tax Bill | $6,087 (2026) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 013089 28.19-2-24 |
| Primary APN | 013089 28.19-2-24 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,314 sqft Living Area |
| 1st Floor Area | 1,126 sqft |
| 2nd Floor Area | 1,188 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 23,934 sqft (0.549 acres) |
| Lot Dimensions | 318 ft deep x 75.1 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 02801900020240000000 |
|---|---|
| Street Address | 2023 OAKTREE LN |
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-3506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R40 |
| Legal Description | LOT 11 OLD STATE ACRES |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | GUILDERLAND |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 14617 |
Source: Albany County and Guilderland Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2023 OAKTREE LN, SCHENECTADY, NY 12303-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 28, 2005 · Amount on Record |
| Deed Sale | Jul 28, 2005 · Amount on Record |
| Deed Book / Page | 2809 / 904 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 2023 OAKTREE LN, SCHENECTADY, NY 12303-3506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002917 |
|---|---|
| Date | Sep 30, 2022 |
| Instrument | R2022-22917 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 6, 2027 |
Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Guilderland Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,087.00 (+28.47%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $4,738.00 (-8.04%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $280,000 (-) Land $56,000 Building $224,000 | $373,333 (+13.33%) Land $74,667 Building $298,666 |
| 2023 | $280,000 (-) Land $56,000 Building $224,000 | $329,412 (+7.06%) Land $65,882 Building $263,530 | |
| 2022 | $280,000 Land $56,000 Building $224,000 | $307,692 Land $61,538 Building $246,154 | |
| 2021 | $5,152.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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