2012 Oaktree Ln, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 2012 Oaktree Ln, Schenectady, NY 12303 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1989
Square Footage2,314 sqft Living Area
Lot Size58,968 sqft (1.35 acres)
GarageAttached, 420 sqft
OccupancyOwner Occupied
Tax Bill$6,745.00 (2025)

Property Details

APN / Parcel Number

Primary APN013089 28.19-2-29
Alternative APNs
  • 308902801900020290000000
  • 02801900020290000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,314 sqft Living Area
1st Floor1,126 sqft 1st Floor
2nd Floor1,188 sqft 2nd Floor
Game RoomGame Room
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area58,968 sqft (1.35 acres)
Depth X Width364 ft x 161 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area420 sqft Garage
Pool TypeIn-Ground Vinyl Pool Pool Type
Pool Area448 sqft Pool
Porch Area876 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageSeptic Sewage
Water SourceWell Water Source

Location & Zoning

Account Number02801900020290000000
Street Address2012 OAKTREE LN
CitySCHENECTADY
StateNY
Zip12303-3504
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOLD STATE ACRES LOT 7
Legal Block2
Legal Lot Number29.000
JurisdictionALBANY NY
Minor Civil DivisionGUILDERLAND
Census Blockgroup2
Census Block2003
Census Tract14617

Owner

Source: Albany County and Guilderland Town records · APN 013089 28.19-2-29

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2012 OAKTREE LN, SCHENECTADY, NY 12303-3504
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
PIONEER BANK
Jun 26, 2019Deed of Trust, Mortgage · Line of Credit
PIONEER SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address2012 OAKTREE LN, SCHENECTADY, NY 12303-3504
Transaction TypeMortgage
Record UpdatedAug 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2012 OAKTREE LN, SCHENECTADY, NY 12303-3504

Mortgage

Document Number0000002078
DateJul 11, 2023
InstrumentR2023-12078
Lender
NamePIONEER BANK
TypeBank
AddressALBANY, NY 12211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueJun 20, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALBANY NY
Property Address2012 OAKTREE LN, SCHENECTADY, NY 12303-3504
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012596
DateJun 26, 2019
InstrumentR2019-12596
Lender
NamePIONEER SAVINGS BANK
TypeBank
AddressTROY, NY 12180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMay 10, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Albany County and Guilderland Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyAlbany County
County SubdivisionGuilderland Town
Unified School DistrictRotterdam-Mohonasen Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,745.00 (+1.25%) Homeowner's exemption Veteran's exemption$309,000 (-) Land $62,000 Building $247,000$412,000 (+13.33%) Land $82,667 Building $329,333
2023$309,000 (-) Land $62,000 Building $247,000$363,529 (+7.06%) Land $72,941 Building $290,588
2022$309,000 Land $62,000 Building $247,000$339,560 Land $68,132 Building $271,428
2021$6,662.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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