Dubuque County property record for 20232 Raysford Ln, Bernard, IA 52032
| Property Type | Commercial |
|---|---|
| Details | built 1995 |
| Owner | Individual Name on File |
| Tax Bill | $586 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07-401-901 |
| Primary APN | 20-07-401-901 |
|---|
| Year Built | Built 1995 |
|---|---|
| Utility Building | 96 sqft |
| Street Address | 20232 RAYSFORD LN |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | BUILDING ON LEASED LAND - LOCATED ON LOT 1 BEECHER'S PLACE (PARCEL NUMBER 20-07-401-001) (TOWER DUANE BEECHER PROP) |
| Legal Subdivision | BEECHER'S PLACE |
| Legal Lot Number | 1 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 10300 |
20232 Raysford Ln, a commercial property, is owned by an individual.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 600 OLD MARION RD NE, CEDAR RAPIDS, IA 52402-2159 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $67,800 Building $67,800 | $67,800 Building $67,800 | |
| 2024 | $586.00 | ||
| 2023 | $54,700 (+21.8%) Building $54,700 | $54,700 Building $54,700 | |
| 2022 | $542.00 | $44,910 Building $44,910 | |
| 2021 | $44,910 Building $44,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20232 Raysford Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20232 Raysford Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
May also be available: Maquoketa Valley Electric Cooperative.
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