Dubuque County property record for 20210 Raysford Ln, Bernard, IA 52032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,550 sqft · built 2007 |
| Lot Size | 11.4 acres (499,633 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $264,000 (Apr 2009) |
| Tax Bill | $3,522 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07-426-001 |
| Primary APN | 20-07-426-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Metal Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 499,633 sqft (11.4 acres) |
| Lot Dimensions | 27 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 2,400 sqft |
| Parking Spaces | 8 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 20210 RAYSFORD LN |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9789 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 HELMLE PLACE; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 07 |
| Legal Subdivision | HELMLE PLACE |
| Legal Lot Number | 3 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 10300 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 20210 RAYSFORD LN, BERNARD, IA 52032-9789 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2009 · Amount on Record |
| Deed Sale | Apr 2, 2009 · Amount on Record |
| Deed Document Number | 0000096240 |
| Deed Book / Page | 09 / 6240 |
| Record Updated | Jun 7, 2026 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $404,900 (+11.94%) Land $129,900 Building $275,000 | $404,900 (+11.94%) Land $129,900 Building $275,000 | |
| 2024 | $3,522.00 (+2.62%) | ||
| 2023 | $361,700 (+21.97%) Land $118,100 Building $243,600 | $361,700 (+21.97%) Land $118,100 Building $243,600 | |
| 2022 | $3,432.00 Homeowner's exemption | $296,550 Land $94,610 Building $201,940 | |
| 2021 | $296,550 Land $94,610 Building $201,940 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
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