20173 Raysford Ln, Bernard, IA 52032 Property Records

Dubuque County property record for 20173 Raysford Ln, Bernard, IA 52032

Property Summary

Property TypeRural Home
Details4 bd · 4 ba · 2,272 sqft · built 1895
Lot Size39.5 acres (1,720,620 sqft)
OwnerCompany Name on Record
Tax Bill$2,904 (2024)
Deeds & MortgagesJun 2019 Transfer
Flood ZoneZone X (minimal risk)
APN20-07-200-003

Property Details

APN / Parcel Number

Primary APN20-07-200-003

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,272 sqft Living Area
1st Floor Area848 sqft
Upper Floors Area848 sqft
Basement Area848 sqft

Exterior

Year BuiltBuilt 1895
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area1,720,620 sqft (39.5 acres)
Deck Area288 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address20173 RAYSFORD LN
CityBERNARD
StateIA
Zip52032-9800
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeCO
Legal DescriptionSW NE - SEC 07 T87N R1E;
Legal Range01E
Legal Township87N
Legal Section07
JurisdictionDUBUQUE IA
Township / Civil DivisionPRAIRIE CREEK
Census Block Group3
Census Block3079
Census Tract10300

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address1112 CLARE CT NW, CASCADE, IA 52033-7785
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDUBUQUE IA
Recording DateJun 18, 2019
Property Address20173 RAYSFORD LN, BERNARD, IA 52032-9800
Document Number0000006210
Instrument DateJun 17, 2019
Instrument6210
Transaction TypeTransfer
Record UpdatedJul 8, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20173 RAYSFORD LN BERNARD IA 520329800, BERNARD, IA 52032-9800

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
Unified School DistrictWestern Dubuque County Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$283,586 (+23.07%) Land $87,786 Building $195,800$283,586 (+23.07%) Land $87,786 Building $195,800
2024$2,904.00 (+18.43%)
2023$230,434 (+33.32%) Land $69,234 Building $161,200$230,434 (+33.32%) Land $69,234 Building $161,200
2022$2,452.00 Homeowner's exemption Additional exemption filed$172,840 Land $54,850 Building $117,990
2021$172,840 Land $54,850 Building $117,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimJul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bernard Telephone Company
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
100 / 20

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