Dubuque County property record for 20173 Raysford Ln, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 2,272 sqft · built 1895 |
| Lot Size | 39.5 acres (1,720,620 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,904 (2024) |
| Deeds & Mortgages | Jun 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-07-200-003 |
| Primary APN | 20-07-200-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,272 sqft Living Area |
| 1st Floor Area | 848 sqft |
| Upper Floors Area | 848 sqft |
| Basement Area | 848 sqft |
| Year Built | Built 1895 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 1,720,620 sqft (39.5 acres) |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 20173 RAYSFORD LN |
|---|---|
| City | BERNARD |
| State | IA |
| Zip | 52032-9800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CO |
| Legal Description | SW NE - SEC 07 T87N R1E; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 07 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 10300 |
Source: Dubuque County records, as of October 6, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1112 CLARE CT NW, CASCADE, IA 52033-7785 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | DUBUQUE IA |
| Recording Date | Jun 18, 2019 |
| Property Address | 20173 RAYSFORD LN, BERNARD, IA 52032-9800 |
| Document Number | 0000006210 |
| Instrument Date | Jun 17, 2019 |
| Instrument | 6210 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20173 RAYSFORD LN BERNARD IA 520329800, BERNARD, IA 52032-9800 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $283,586 (+23.07%) Land $87,786 Building $195,800 | $283,586 (+23.07%) Land $87,786 Building $195,800 | |
| 2024 | $2,904.00 (+18.43%) | ||
| 2023 | $230,434 (+33.32%) Land $69,234 Building $161,200 | $230,434 (+33.32%) Land $69,234 Building $161,200 | |
| 2022 | $2,452.00 Homeowner's exemption Additional exemption filed | $172,840 Land $54,850 Building $117,990 | |
| 2021 | $172,840 Land $54,850 Building $117,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
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