Dubuque County property record for 19840 Raysford Ln, Bernard, IA 52032
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1880 |
| Lot Size | 20.5 acres (893,851 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $100,000 (Jan 2010) |
| Tax Bill | $1,906 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-301-003 |
| Primary APN | 20-08-301-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 432 sqft |
| Upper Floors Area | 712 sqft |
| Basement Area | 712 sqft |
| Year Built | Built 1880 |
|---|---|
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Lot Area | 893,851 sqft (20.5 acres) |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 2008301002 |
|---|---|
| Street Address | 19840 RAYSFORD LN |
| City | BERNARD |
| State | IA |
| Zip | 52032-9746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | CO |
| Legal Description | LOT 2 HELMLE PLACE NO. 2; |
| Legal Range | 01E |
| Legal Township | 87N |
| Legal Section | 08 |
| Legal Subdivision | HELMLE PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | DUBUQUE IA |
| Township / Civil Division | PRAIRIE CREEK |
| Census Block Group | 3 |
| Census Block | 3079 |
| Census Tract | 10300 |
The current owner of 19840 Raysford Ln bought it in January 2010.
Source: Dubuque County records, as of October 6, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 19840 RAYSFORD LN, BERNARD, IA 52032-9746 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2010 · Amount on File |
| Deed Sale | Jan 15, 2010 · Amount on File |
| Prior Sale | Feb 10, 2006 · Amount on File |
| Deed Document Number | 0000010770 |
| Deed Book / Page | 10 / 770 |
| Record Updated | Jun 7, 2026 |
Source: Dubuque County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Dubuque County |
| Unified School District | Western Dubuque County Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $189,104 Land $42,904 Building $146,200 | $189,104 Land $42,904 Building $146,200 | |
| 2024 | $1,906.00 | ||
| 2023 | $162,776 (+34.19%) Land $33,776 Building $129,000 | $162,776 Land $33,776 Building $129,000 | |
| 2022 | $1,638.00 Homeowner's exemption Additional exemption filed | $121,300 Land $26,720 Building $94,580 | |
| 2021 | $121,300 Land $26,720 Building $94,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 19840 Raysford Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Jul 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 19840 Raysford Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bernard Telephone Company Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 100 / 20 |
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