20218 Ruby Terrace Ln, Magnolia, TX 77355 Property Records

Montgomery County property record for 20218 Ruby Terrace Ln, Magnolia, TX 77355

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,184 sqft · built 2005
Lot Size2.03 acres (88,514 sqft)
OwnerIndividual Name on Record
Tax Bill$9,863 (2024)
Flood ZoneZone X (minimal risk)
APN6146-04-05300

Property Details

APN / Parcel Number

Primary APN6146-04-05300
Alternative APN
  • R240787

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area3,184 sqft Living Area
1st Floor Area3,184 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Architectural StyleConventional
Exterior MaterialStone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area88,514 sqft (2.03 acres)
Garage TypeMixed
Garage Area1,729 sqft
CarportCarport
Carport Area345 sqft
Parking Spaces8 Parking Spaces
PorchOpen Porch
Porch Area468 sqft
Canopy400 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR240787
Street Address20218 RUBY TERRACE LN
CityMAGNOLIA
StateTX
Zip77355-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionINDIGO LAKE ESTATES 04, BLOCK 4, LOT 2
Legal SubdivisionINDIGO LAKE ESTATES
Legal Block4
Legal Lot Number2
JurisdictionMONTGOMERY TX
Township / Civil DivisionMAGNOLIA
Census Block Group1
Census Block1013
Census Tract690204

Owner

Source: Montgomery County records, as of November 28, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20218 RUBY TERRACE LN, MAGNOLIA, TX 77355-1808
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2010
Deed SaleMay 6, 2010
Deed Document Number2010038341
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMagnolia Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$799,689 (+1%) Land $111,760 Building $692,370$804,130 (+8.88%) Land $111,760 Building $692,370
2024$9,863.00 (+11.35%) Homeowner's exemption$726,990 (+1%) Land $111,760 Building $626,795$738,555 (-4.92%) Land $111,760 Building $626,795
2023$8,858.00 Homeowner's exemption$660,900 Land $111,760 Building $665,040$776,800 Land $111,760 Building $665,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Nearby Flood Policies67 in force
Nearby Flood Claims7 (2016–2017)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIGO LAKES WATER SYSTEM
private · serves 2,517 people · EPA ID TX1700576
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ezee Fiber.

Nearby Properties on Ruby Terrace Ln

Nearby Streets

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