20210 Ruby Terrace Ln, Magnolia, TX 77355 Property Records

Montgomery County property record for 20210 Ruby Terrace Ln, Magnolia, TX 77355

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,987 sqft · built 2002
Lot Size2.06 acres (90,169 sqft)
Owner2 Individual Names on Record
Last Sale$669,655 (May 2026)
Tax Bill$2,718 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN6146-04-05400

Property Details

APN / Parcel Number

Primary APN6146-04-05400
Alternative APN
  • R240788

Interior

Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,987 sqft Living Area
1st Floor Area1,987 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area90,169 sqft
View / LotFront
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area509 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20210 RUBY TERRACE LN
CityMAGNOLIA
StateTX
Zip77355-1808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal DescriptionINDIGO LAKE ESTATES 04, BLOCK 4, LOT 3
Legal SubdivisionINDIGO LAKE ESTATES 04
Legal Block4
Legal Lot Number3
JurisdictionMONTGOMERY TX
Township / Civil DivisionMAGNOLIA
Census Block Group1
Census Block1013
Census Tract690204

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20210 RUBY TERRACE LN, MAGNOLIA, TX 77355-1808
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleOct 9, 2007
Deed Document Number202653047
Record UpdatedOct 29, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionMONTGOMERY TX
Recording DateMay 22, 2026
Property Address20210 RUBY TERRACE LN, MAGNOLIA, TX 77355-1808
Document Number0000053047
Instrument DateMay 20, 2026
Instrument202653047
Transaction TypeTransfer
Record UpdatedJun 8, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyEstimated Sale Price
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20210 RUBY TERRACE LN, MAGNOLIA, TX 77355-1808

Mortgage

Document Number0000053048,
DateMay 22, 2026
Instrument202653048
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMagnolia Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$514,954 (+1.87%) Land $108,157 Building $406,797$514,954 (+0.05%) Land $108,157 Building $406,797
2025$2,718.00 (-22.63%) Homeowner's exemption Senior Citizen's exemption$505,514 (+1%)$514,709 (+7.99%) Land $108,157 Building $406,552
2024$3,513.00 (+5.24%) Homeowner's exemption Senior Citizen's exemption$459,558 (+1%) Land $108,157 Building $368,465$476,622 (-4.42%) Land $108,157 Building $368,465
2023$3,338.00 Homeowner's exemption$417,780 Land $108,160 Building $390,480$498,640 Land $108,160 Building $390,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 67 policies
Nearby Flood Policies67 in force
Nearby Flood Claims7 (2016–2017)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2017 · Hurricane Harvey
Claims by Event
  • Hurricane Harvey, Aug 2017 · 5 claims
  • Severe Storms And Flooding, May 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIGO LAKES WATER SYSTEM
private · serves 2,517 people · EPA ID TX1700576
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Ezee Fiber.

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