20110 Ruby Terrace Ln, Magnolia, TX 77355 Property Records

Montgomery County property record for 20110 Ruby Terrace Ln, Magnolia, TX 77355

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,866 sqft · built 1998
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,099 (2024)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6146-02-15100`

Property Details

APN / Parcel Number

Primary APN	`6146-02-15100`
Alternative APN	`R234032`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,866 sqft Living Area
1st Floor Area	1,866 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	611 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R234032
Street Address	20110 RUBY TERRACE LN
City	MAGNOLIA
State	TX
Zip	77355-1807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	S614602 - INDIGO LAKE ESTATES 02, BLOCK 6, LOT 1 - UDI: 25.000000%
Legal Subdivision	INDIGO LAKE ESTATES
Legal Block	6
Legal Lot Number	1
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MAGNOLIA
Census Block Group	1
Census Block	1013
Census Tract	690204

Owner

Source: Montgomery County records · APN 6146-02-15100

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	2 Verified Secondary Owners
Mailing Address	20110 RUBY TERRACE LN, MAGNOLIA, TX 77355-1807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Verified Names on Deed
Last Sale	Jul 01, 2021
Deed Sale	Jul 01, 2021
Deed Document Number	2021090522
Record Updated	Jun 08, 2026

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 01, 2021
Property Address	20110 RUBY TERRACE LN, MAGNOLIA, TX 77355-1807
Document Number	0000090522
Map Reference	CAB H SH 14B&15A
Instrument Date	Jun 30, 2021
Instrument	2021090522
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20110 RUBY TERRACE LN, MAGNOLIA, TX 77355-1807

Mortgage

Document Number	0000090523
Date	Jul 01, 2021
Instrument	2021090523

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Magnolia Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$98,974 (+1%) Land $13,750 Building $85,839	$99,589 (+10.68%) Land $13,750 Building $85,839
2024	$1,099.00 (-2.92%) Homeowner's exemption	$89,976 (-76.11%) Land $13,750 Building $76,226	$89,976 (-76.26%) Land $13,750 Building $76,226
2023	$1,132.00 Homeowner's exemption	$376,660 Land $55,000 Building $324,000	$379,000 Land $55,000 Building $324,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 67 policies
Nearby Flood Policies	67 in force
Nearby Flood Claims	7 (2016–2017)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 5 claims Severe Storms And Flooding, May 2016 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Ezee Fiber Texas.

Based on FCC filings for 69 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDIGO LAKES WATER SYSTEM private · serves 2,517 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.