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20103 Ruby Terrace Ln, Magnolia, TX 77355 Property Records

Montgomery County property record for 20103 Ruby Terrace Ln, Magnolia, TX 77355 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,081 sqft · built 2002
Lot Size2.05 acres (89,298 sqft)
OwnerIndividual Name on File
Tax Bill$5,248 (2024)
Deeds & MortgagesApr 2021 Mortgage
Dec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN6146-02-12900

Property Details

APN / Parcel Number

Primary APN6146-02-12900
Alternative APN
  • R234010

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,081 sqft Living Area
1st Floor Area2,081 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialStone
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area89,298 sqft (2.05 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area260 sqft
Patio Area152 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR234010
Street Address20103 RUBY TERRACE LN
CityMAGNOLIA
StateTX
Zip77355-4957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINDIGO LAKE ESTATES 02, BLOCK 4, LOT 12
Legal SubdivisionINDIGO LAKE ESTATES
Legal Block4
Legal Lot Number12
JurisdictionMONTGOMERY TX
Township / Civil DivisionMAGNOLIA
Census Block Group1
Census Block1004
Census Tract690204

Owner

Source: Montgomery County records · APN 6146-02-12900

Assessment roll updated July 25, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address20103 RUBY TERRACE LN, MAGNOLIA, TX 77355-4957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
C & T MORTGAGE INC
Dec 12, 2019Vendor's Lien, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2019
Deed SaleDec 12, 2019
Prior SaleApr 22, 2015
Deed Document Number2019115701
Record UpdatedJun 08, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address20103 RUBY TERRACE LN, MAGNOLIA, TX 77355-4957
Transaction TypeMortgage
Record UpdatedDec 16, 2021
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000045931
DateApr 07, 2021
Instrument2021045931
Lender
NameC & T MORTGAGE INC
TypeMortgage Company
AddressCYPRESS, TX 77433
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

December 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateDec 12, 2019
Property Address20103 RUBY TERRACE LN, MAGNOLIA, TX 77355-4957
Document Number0000115701
Map ReferenceCAB H SH 14-B
Instrument DateDec 11, 2019
Instrument2019115701
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyOLD REPUBLIC TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8090 ASTER RD, 8090, GILMER, TX 75644-6010

Transferred To (Grantee/Buyer)

NameVerified Name
Address20103 RUBY TERRACE LN, MAGNOLIA, TX 77355-4957

Mortgage

Document Number0000115702
DateDec 12, 2019
Instrument2019115702
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated July 25, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictMagnolia Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$458,700 (+1%) Land $112,750 Building $364,250$477,000 (+14.39%) Land $112,750 Building $364,250
2024$5,248.00 (+6.15%) Homeowner's exemption$417,000 (+4.9%) Land $112,750 Building $304,250$417,000 (-6.71%) Land $112,750 Building $304,250
2023$4,944.00 Homeowner's exemption$397,510 Land $112,750 Building $334,250$447,000 Land $112,750 Building $334,250

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (48339C), updated January 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483396902041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 67 individual NFIP policies nearby
Nearby Flood Policies67 in force
59 of 67 on primary residences
Nearby Flood Claims7 (2016–2017)
Claims Outside the SFHA2 of 7
Most Recent ClaimAug 2017, other causes, Hurricane Harvey
Flood Events
  • Hurricane Harvey (Aug 2017), 5 claims
  • Severe Storms And Flooding (May 2016), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 6% of Texas
Wildfire LikelihoodAbout 1 in 7,143 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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