202 Valley River Ave, Murphy, NC 28906 Property Records

Cherokee County property record for 202 Valley River Ave, Murphy, NC 28906 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,674 sqft · built 1948
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2020)
Tax Bill	$1,673 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`459215547956000`

Property Details

APN / Parcel Number

Primary APN	`459215547956000`
Alternative APNs	`51518` `57078`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,674 sqft Heated Area
Gross Area	4,844 sqft
1st Floor Area	1,810 sqft
Upper Floors Area	864 sqft
Basement Area	864 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1985
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	195 ft deep x 92 ft wide
Garage Type	Mixed
Garage Area	540 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	57078
Street Address	202 VALLEY RIVER AVE
City	MURPHY
State	NC
Zip	28906-2921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P/O LOT 7 BLK H VALENTINE ADD 1637/174 A/17
Legal Subdivision	VALENTINE ADD
Legal Block	H
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2055
Census Tract	930402

Owner

Source: Cherokee County records · APN 459215547956000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	202 VALLEY RIVER AVE, MURPHY, NC 28906-2921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Feb 25, 2020	Warranty Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Jun 01, 1999
Deed Document Number	2020924
Deed Book / Page	1637 / 174
Last Transfer Date	Mar 25, 2022
Transfer Doc	01707/1286
Record Updated	Jun 08, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Mar 30, 2022
Property Address	202 VALLEY RIVER AVE, MURPHY, NC 28906-2921
Document Number	01707/1286
Book / Page	1707 / 1286
Map Reference	CAB A SL 17
Instrument Date	Mar 25, 2022
Instrument	2041
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	202 VALLEY RIVER AVE, MURPHY, NC 28906-2921

Mortgage

Document Number	0017071289
Date	Mar 30, 2022
Instrument	1707/1289

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Feb 25, 2020
Property Address	202 VALLEY RIVER AVE, MURPHY, NC 28906-2921
Document Number	1637/174
Book / Page	1637 / 174
Map Reference	CAB A SL 17
Instrument Date	Feb 07, 2020
Instrument	924
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4585 FLYCATCHER DR, 4585, ALPHARETTA, GA 30004-5881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 VALLEY RIVER AVE, MURPHY, NC 28906-2921

Mortgage

Document Number	1637176
Date	Feb 25, 2020
Instrument	1637/176

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2050

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Municipality	Murphy Town
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,673.00	$259,590 (-)	$259,590 (-) Land $24,000 Building $235,590
2023		$259,590	$259,590 Land $24,000 Building $235,590

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cherokee County (37039C), updated February 5, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370399304022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 35% of the US · above 49% of North Carolina
Wildfire Likelihood	About 1 in 2,381 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 139 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Blue Ridge Mountain Electric Membership	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: CND Acquisition. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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